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How do you get a paid charge off removed from your credit report?
Getting A Charge-off RemovedLook at the date of last activity, check the statue of limitation for your state, and if it's older then the statue of limitation dispute it. If not you will have to ride it out until it reaches the Statue of Limitation.
After a charge off has reached 7 yrs and is no longer on your credit report can a private company bill you for payment on behalf of the creditor?
The answer to your question depends on the laws which govern the debt. Morally, if you owe a debt that is 7 years or older and have never paid it, you still owe the debt. The 7 year time period is how long the derogatory information may show on your credit report. There is a separate time period, the statute of limitations, for how long you could have been sued over this debt. Both of these have, most likely, expired.
Can you get the earned income credit for babysitting in 2010?
Yes, babysitting is considered earned income. You must be 25 or older
Will it reflect negatively on your credit report if you close an inactive credit card?
No. Yes and no. Closing an inactive credit card can have two negative effects: (1) Closing an older credit card may lower the average age of your credit accounts, and closing your oldest credit card account (since a credit card is often the first credit account people obtain) may lower the total age of your credit history. (2) Closing a credit line may reduce your total available debt which increases your overall utilization; for example, if you have a $1,000 balance on three credit cards, with a total limit of $20,000 ($5,000 on one card, $15,000 on the other), your overall credit utilization is ($1,000 credit used)/($20,000 credit available = 5%, which is an excellent level of utilization (most guides I have consulted recommend a utilization of less than 25% of your total available debt. If you close the card with the $15,000 limit, your utilization becomes ($1,000 credit used)/($5,000 credit available = 20%, a much higher utilization, and that will negatively impact your FICO score. However, the effects are usually temporary. As your other revolving accounts age the first effect will lessen, and if your other credit lines increase the second effect will be lessened as well.
Inventory method that least likely mimics actual physical flow of inventory?
FIFO method where the older items are sold first.
How do I remove a collection item on my credit report that was disputed but not removed?
Only the collection agency or the credit bureaus can remove a collection off a credit report. You can negotiate the removal of the collection off the credit report upon final payment of the debt owed. Some collection agencies have policies against this, some don't. You can also redispute it to the credit bureaus as many times as they will let you. It has a higher chance of being removed if it is paid off and an older account.
How do i start to repair credit for medical bills?
If they are recent, negotiate with them on how much is owed. Before you send any money, get a letter from them stating what they will agree to. If it is older credit accounts, try an dispute them first and see if they are automatically removed. If they are older than 3 years old, unless a lender is requiring it, I would leave them alone. They will come off your credit in 7 years if they do not report anything else to the credit agencies.
How do you get a paid charge off removed from your credit report?
Getting A Charge-off RemovedLook at the date of last activity, check the statue of limitation for your state, and if it's older then the statue of limitation dispute it. If not you will have to ride it out until it reaches the Statue of Limitation.
How do you remove a home loan from you credit report after bankruptcy it was listed on Bankruptcy.?
Bankruptcy information (and other legal actions like judgments) may stay on a credit report for up to ten years after the fact. If your credit report still reflects a bankruptcy after ten years, create a dispute/update request with the associated credit reporting company and include proof that the bankruptcy is older than ten years old (the state record of the original date of bankruptcy action is typically all of the proof one needs). Negative items (including home loans that may have been forgiven) may stay on your credit report for up to seven years after the occurrence, regardless of bankruptcy status. Similar to the process above, if there is negative information on your credit report after seven years, one can request an update/modification of the credit report by providing appropriate proof.
Is debt older than seven years old supposed to be removed from your credit weather is paid or not?
No. Pay your bills.
How long does negative credit information stay on your credit report?
Most information (good and bad) will stay on your credit report for seven years. However, some financial disasters (divorce, bankruptcy) can stay for as long as ten years. The silver lining to this is that, the older the negative information is, the less influence it has on the overall report.
How long does an inquiry stay on your credit report?
An inquiry can stay on your credit report for up to two years. However, the impact on your credit score typically lessens over time, with recent inquiries having more of an effect than older ones.
How long do previous addresses stay on my credit report?
Previous addresses stay on your credit report permanently. If you have a lot, they may drop off some of the older ones. Previous addresses will also show up on a background check.
Can a bankruptcy that is older than 10 years affect the terms of a mortgage?
any information in regards to a bankruptcy should not be on your credit report if older than 10 years. if it is, write your credit bureaus immediately and dispute the information citing the FCRA Federal law that states it maynot remain on your report after 10 years.
How long does a civil judgment stay on your credit report in Montana?
A civil judgment can generally stay on your credit report for up to 7 years in Montana. This timeframe is governed by the Fair Credit Reporting Act. It is important to note that the impact of the judgment on your credit score may lessen over time as it gets older.
True or false can the office clipboard store more than 24 items?
False. The Office clipboard can store up to 24 items at a time. However, it only retains the most recent 24 copied items, and older items will be removed as new items are copied.
Should you pay a phone bill that is eight years old and a collections agency is trying to collect?
== == Make sure that you get your most recent credit report. You can go to AnnualCreditReport.com, and pull a three bureau credit report for free. Once you have your report check to see what the Date of Last Activity is on that collection account. This will determine if you have a collection that is older then the statue of limitation.
