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If you have an account that went to a collection agency however you paid it in full how long does it take for that collection account to be removed from your credit report?

It sticks for 7 years. The fact that it was turned over to a collections agency will make it to your credit report. When it is paid in full, it will say "settled" on your credit report so other creditors know you took care of the debt. Even so, it still haunts your credit report for 7 years.


How long does an unpaid collection account stay on your credit report?

If the debt originated after December 1997; it may remain on your credit report for 7 years plus 180 days from the last time it was paid on time.


How long does a creditor have to update your credit report after a bill is paid?

Typically credit reports are updated monthly, but can take up to 90 days in some cases.


How long is a credit history visible?

The information on the credit report is available up to seven years, both positive and negative. Some collection agencies though can fulfill your request to remove a negative collection in return for a full payment and a lot of people have done this despite it being illegal. The best that you can do to balance out a negative collection is to improve on other aspects of your report. I found ways to do that here http://www.myfreecreditreportx.com/how-to-improve-your-credit-score-fast


How long does a collector have to report that a collection account has been closed and or settled?

Typically these types of actions can be seen on your credit within 30-60 days. There are no laws or rules that requires a credit reporter to immediately post "closed" or "settled" to an individuals credit. Most just report data to the credit bureaus once monthly.

Related Questions

If one collection agency fails to collect a medical bill and sell it to another agency how long will the bill stay on a credit report?

seven years


How long will a paid collection on your report cause you to be declined for credit cards?

7 years


How long will a dental bill dispute of 350 dollars that went to collections stay on your credit history?

A dental bill dispute of $350 that goes to collections can stay on your credit history for up to seven years from the date of the first missed payment that led to the collection. This negative mark can significantly impact your credit score during that time. However, if the dispute is resolved and the debt is paid off, it may be possible to request the removal of the collection account from your credit report. Always check your credit report periodically to ensure its accuracy.


If you have an account that went to a collection agency however you paid it in full how long does it take for that collection account to be removed from your credit report?

It sticks for 7 years. The fact that it was turned over to a collections agency will make it to your credit report. When it is paid in full, it will say "settled" on your credit report so other creditors know you took care of the debt. Even so, it still haunts your credit report for 7 years.


How long do unpaid hospital bills stay on credit report?

A hospital bill can stay on your credit report from 7-10 years. You can learn alot more by getting a credit report from Transunion, Experian or Equifax. You are entitled to one free credit report a year. You can go to annualcreditreport.com and get your free credit report their. It is very important to know what is on your credit report.


How long does an unpaid collection account stay on your credit report?

If the debt originated after December 1997; it may remain on your credit report for 7 years plus 180 days from the last time it was paid on time.


How long does an unpaid long distance bill stay on your credit?

If the bill is turned over to a collection agency, it can remain on your credit for seven years from the date of last activity. ----------------------------------------- That is correct - 7 years. It can come off if you hire a credit attorney, though.


How long does deragatory info stay on credit report?

Derogatory information can stay on a credit report for up to seven years. This includes late payments, charge-offs, and collection accounts. Bankruptcies can stay on a credit report for up to 10 years.


Dismissed chapter 7 bankruptcy How long does it stay on your credit report?

it can stay on your credit report for as long as 10 years.


How long do unpaid medical bills stay on your credit report?

Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.


How long will unresolved credit diputes remain on a credit report?

How long does a judgement stay on your credit report in ventura county/ca


How long do medical collections that has a status of Chapter 7 stay on credit report?

Included in bankruptcy accounts and collection items both stay on your report for seven years maximun per the fair credit reporting act. The answer is 7 years.