I payed for food last night on my credit card, I checked online banking today and its not showing up yet so im guessing it takes 2 or 3 days to show up. :-)
It varies. It could take 30 days or it could take 2 years. However, the date begins with your last payment to them. Not the date they report it to the credit bureau.
You can find the answer here: http://en.wikipedia.org/wiki/Authorization_hold
One can pay the minimum balance, usually a fraction or percentage of the total amount owed. As long as you meet this minimum amount faithfully, the credit card company will absolutely love you to bits. You see, by paying the minimum, you are only filling the pockets of the corporation that issued the card - your balance, if pretty high, could take up to 20 years to pay off by just making the min payment. Best advice on CC's - pay the entire bill when it becomes due ... protect your good credit rating, and build better credit history, too.
In short, the answer is NO. A customer cannot stop payment on a credit card once you have authorised it, i.e. put in the pin number on the card machine or clicked the 'payment' button on an internet shopping site, in the way you can stop payment from say a cheque. However, you can rise a 'dispute' over your purchase/order after the payment has gone through under certain conditions, like if the company was dubious or you did not receive goods, and get your money back that way. Your credit card company will send you some dispute forms to fill in, those will then be passed for to their legal team, who did then investigate into it and try and get the money back. The process may be long and tortured.
The person can send the payment to the company with the payment notice. Be sure the account number is on the check, money order, whatever. The credit card co. doesn't care who pays, just as long as they get the money. This does not mean the person will be responsible for the account. The best option is for the person to pay the account holder and they pay by the regular process.
Yes, you can as long as you have his credit card # and payment address.
A Chase credit card payment typically takes 1-3 business days to process.
if you dont pay your credit card bill, they will charge you the amount that you didn't pay plus interest on your next bill. If you wait too long to pay your bill, they might hire a collection agency to get the money back or reposses your things
First of all, it's not really the credit card company putting a consumer in bad credit standing. It's due to the consumer not paying thier bill on time. Information on payment history is on your credit bureau for 6 years.
Credit card? About 60 to 90 days. Most other companies give you 60 days.
it is not bad to have a credit card, as long as you pay your balance every month, and not skip a payment, and do not use it if you do NOT have the money to pay for it.
Your credit card payment may be taking longer to process due to factors such as high transaction volume, security checks, or delays in communication between banks and payment processors.
A Credit Card Minimum Payment Calculator shows how long it’ll take to pay off your balance and how much interest you’ll pay if you only make minimum payments. check your credit card scores at PFScores
a payment will post immediately to your account as long as it was posted before Friday at midnight. if you posted on Saturday it would take until monday morning to post to the account.
Yes, as long as they do so after the specific time of day it's due.
It varies. It could take 30 days or it could take 2 years. However, the date begins with your last payment to them. Not the date they report it to the credit bureau.
Always try to pay off the full amount - you'll pay out a lot less in the long run. You should budget for your purchases even when you use a credit card.