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What else can I help you with?
How can you remove delinquent utility bills from your credit report?
You can only remove bills if you pay them or if the bills are listed incorrectly on your credit report. It is best to pay them off and then the bills will not be listed as delinquent.
If you had an account become delinquent in 1998 but the charge off appeared on your credit report in 2005 can this be removed?
Dispute it with the reporting agencies. They are Equifax; Transunion and Experian.
Is account still considered delinquent on you credit report if it has been paid in full?
Technically it is a paid, and no longer delinquent account. But it is still considered as a negative account by the FICO scoring model. The bureaus want to show your entire payment history to any lender subscriber to their service. This will still be reported as a negative account for up to seven years.
How long does a delinquent paid credit card account that has been closed stay on your credit report?
=== Sad to say that delinquent accounts will be on your report for 7 years unless you make an effort to have it removed. There are ways to do it.I cannot post my web site here however if you decided you need help then visit my bio page for more information. best of luck.===
How do you report a judgment to someones credit report?
To report a judgment to someone's credit report, you typically need to ensure that the judgment is officially recorded with the court and then reported to the credit bureaus. You can submit the judgment information, including the case number and details, to the credit bureaus (Experian, Equifax, and TransUnion) directly, often through their online dispute or reporting systems. Additionally, it's essential to ensure you have the legal right to report the judgment and comply with all relevant regulations, such as the Fair Credit Reporting Act (FCRA).
How long does a debt stay on your credit if the amount is not paid?
A debt will stay on your credit report for seven years after the date that you were originally delinquent on the account. After seven years, this debt is taken off of the account.
How can you remove delinquent utility bills from your credit report?
You can only remove bills if you pay them or if the bills are listed incorrectly on your credit report. It is best to pay them off and then the bills will not be listed as delinquent.
If you had an account become delinquent in 1998 but the charge off appeared on your credit report in 2005 can this be removed?
Dispute it with the reporting agencies. They are Equifax; Transunion and Experian.
What is an outstanding judgment on a credit report?
An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.
What steps does a business need to take in order to place a client's delinquent account on the client's credit report?
The business would have to become a client/contributing member of the credit bureau(s).
If your debt with a judgment against you has been sold can the judgment still be on your credit report from the original creditor effecting your credit report twice?
No, it's the same account and the new creditor is simply taking over the same rights as the original creditor.
Repo how long will it take to get on credit report?
If your vehicle is already up for repossession, it is already on your credit report as a delinquent or defaulted debt.
What is the last date of Delinquency?
The last date of delinquency refers to the date when a consumer account first became delinquent and was never brought current again. This date typically marks the start of the seven-year period after which the delinquent account should be removed from a credit report.
Will a judgment be removed from a credit report if it is paid?
No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.
If your spouse has a judgment against them can it also be filed in the other spouse's credit report?
If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.
Is being delinquent the same as having a late payment on credit report?
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Is it legal for a lender to report a negative paid account as delinquent?
No. A creditor can report a paid derogatory account as delinquent PRIOR to being paid. But if you paid it off, the correct status is "paid" (collection or charge off).
