contact the credit bureau and make sure there are no new fraudulent charges on it
No the collection will not be removed from the credit report. They will show it paid in full.
== == Collection account are 20% of the total credit score module.
One thing you can do it contact the credit reporting agency that is showing it andtell them you want to dispute it. They have a number of days, 90I think, to send you a form and follow up.
Get a copy of your credit report from all three bureaus. You can get a free copy each year. This report will tell you all of the collection accounts that are currently reported, and to which of the credit bureaus they are being reported to.
If the error is showing on all 3 then yes, you have to dispute to each individual credit bureau. If it is only showing on 2, then you just dispute the 2 it is showing on.
Type your answer here... do u know how much price of hny currently
Yes. They will also consider how much debt your currently have and how you are paying your other current obligations as well. Just having a past paid collection will not hurt your chances in getting a credit card.
Yes, a collection agency can remove a collection from your credit report if they agree to delete it as part of a settlement or negotiation.
No the collection will not be removed from the credit report. They will show it paid in full.
Which ever is the most recent would be the date of last activity.
No it is not good. Any negative entry on your credit reports is a bad thing and can affect your score.
Only the credit bureaus the collection agency can remove a collection from your credit report. The collection agency won't do it now since it is paid and they have no reason to. You can dispute it to the credit bureaus and ask for verification on the account. They will have 30 days to verify the items or it must be removed from your credit report.
If the bill is turned over to a collection agency, it can remain on your credit for seven years from the date of last activity. ----------------------------------------- That is correct - 7 years. It can come off if you hire a credit attorney, though.
File a dispute with the credit reporting agency.
== == Collection account are 20% of the total credit score module.
One thing you can do it contact the credit reporting agency that is showing it andtell them you want to dispute it. They have a number of days, 90I think, to send you a form and follow up.
Items can stay on your credit for 7 years after it's last activity date - even if it's a paid debt.