Not long at all. It should show up in your next statement or the one after it.
Several companies offer a free credit score report. These companies include Free Credit Store, Annual Credit Report, Consumer FTC Gov, and Credit Karma.
This hapenned to me in the past. I was registered with experian, I had no defaults on my credit report, however a loan company told me that I had a default on my credit report I then told them that I had checked my experian credit report and it was clean but they told me it was equifax where the bad report was logged on. I checked it and it was for a credit card I had never even heard of. Equifax investigated it and found out in a couple of days that I had nothing to do with it. This was in 2007 about when it was removed. its now 2011 I also found out recently that you can actually sue companies that put false information on your credit report.
Write a letter to the credit agency. I will warn you that getting things changed on the credit report is hard. They often don't do it even after several attempts.
You can check your local civil court clerk's index and land recorder's office for any recorded documents, but the easiest way is to contact one of the major credit bureaus and get a copy of your credit report. They are Trans Union, Equifax and Experian. Try www.equifax.com or www.experian.com for information on how to get a copy of your report. If you have been turned down for credit recently, the report should be free.
A 3 bureau credit report, refers to a credit report that contains all the credit scores of an individual, from the leading three credit bureau companies.
Monthly
No.
Trial Balance
Yes, have you recently opened a new account that is now appearing on your credit report?
There are several things you can do to restore your credit. The essentials are paying everything on time, lowering your balances to increase your debt to limit ratio, and removing negative items off your credit report. The Fair Credit Reporting Act allows consumers the right to dispute anything on their credit report they believe to be inaccurate or erroneous.
A free credit report is a list of your debt history. It shows all of your personal information, creditors, account balances, and paid-off balances. A credit score is basically just a rating given to you by credit card companies to show your standing with them.
Credit accounts aren't removed until 7-10 yrs. after they are first reported and/or paid in full depending on which type of account it is.
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
It will take anywhere from 30 - 90 Days.
Yes, as a cosigner you will be responsible for the debt, so it will reflect on your credit report.
Building good credit takes time and it can be done using several tips. The tips to building good credit is to review the free credit report every year, keeping the balances below 50 percent of the credit limit and pay the bills on time.
There are several free credit report websites that you can access to obtain a free credit report. Legally, all U.S. citizens are entitled to one free credit report per year.