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If you are advised not to give your bank account information to a collection agency does that mean you should not pay by personal check?
It is in the best interest of the debtor to not allow access to his or her financial information and most particularly not to agree to an automatic withdrawal from a bank account by a collection agency. The safest method is to pay other means, such as a USP money order with return receipt.
What else can I help you with?
When does a credit card issuer charge off an account after the account has been closed?
Usually 180 days after DLA. Be advised a charge off does not indicate that the debt is not valid and subject to collection procedures.
Will collection accounts be taken off your credit report seven years after they appeared?
Derogatory information, like collection accounts, can legally appear on a consumer's credit report for seven years from the date of last activity according to the Fair Credit Reporting Act. This has nothing to do with when the account was first reported, or last paid. However, some collection agencies do not properly report the correct DLA, using a date of service, or date placed (with their agency). This can provide a consumer with grounds to dispute an account that had "activity" prior to seven years ago. They will not be taken off automatically, you must write to the CRA and request that the information be removed. * FDCPA and federal consumer laws require the debt to be expunged from the credit report when the time limit for such debt expires. As noted, credit bureaus are lax in their record keeping and a consumer will often need to send a written request and documentation to have the debt removed. Be advised judgments can be renewed and therefore can be replaced on a credit report indefinitely. Chapter 13 dismissed BK's remain for 7 years, a discharged chaper 7 or 13 will remain for 10 years.
How do you settle a old credit card debt you are being sued for?
First the debtor should determine if the debt is valid. All states have SOL concerning creditor debt where the time limit is set for a creditor to pursue litigation to recover monies owed. If the SOL defense does not apply and the debt is valid the debtor can attempt to negotiate with the creditor for a less then the full amount owed and/or payment arrangements. Please be advised that the SOL defense is not automatic, the defendant must be the one to file on it. If the debt is negotiated in lieu of a hearing (trial) the debtor must be certain to obtain a written contract stating all the details and signed by the person of authority before making any settlement/payment. It is not advisable for the debtor to allow a creditor pursuing debt collection information to his or her personal finances such as a bank account.
How do you find a debtor's bank account information when you have a judgment against them?
One of the difficulties a judgment creditor has is executing the judgment. The court will not assist the creditor in finding assets belonging to the debtor unless the creditor has filed and been granted a motion of discovery. The options for finding a debtor's bank account are somewhat limited unless the creditor has a copy of a check or the name of the banking facility. One method is to call bank branches that are closest to where the person resides and see if you can persuade the bank to tell you if the person of that name banks there. Be advised, the bank has no legal obligation to impart the information (and they seldom will) unless they are presented with a court order.
What are fished accounts?
Fished accounts refer to online accounts that have been compromised through phishing attacks, where attackers deceive individuals into providing sensitive information like passwords or credit card details. This is often done through fake emails, websites, or messages that appear legitimate. Once compromised, these accounts can be used for fraudulent activities, identity theft, or unauthorized access to personal information. Users are advised to be cautious and implement security measures, such as two-factor authentication, to protect their accounts.
When does a credit card issuer charge off an account after the account has been closed?
Usually 180 days after DLA. Be advised a charge off does not indicate that the debt is not valid and subject to collection procedures.
Can you legally change your address on a personal check when you move?
Most banks will allow account holders to change the address on checks for a temporary period. It is advised to get new checks with the correct address within 60 days.
Where might one go online to read reviews about savings accounts so they have information on which savings account they should open?
Many banks have their own website for you to check reviews on your saving account. If you already belong to a bank, it is best advised to visit their website.
What are your rights against bill collector callers who do not identify themselves hang up and threaten to sue?
Collection agencies are governed by federal and state laws. Debtors are given protection under the Federal FDCPA. A collection agency cannot "threaten" you with anything. They can inform you that your account may be referred to a collection attorney and legal action may be initated. Please familarize yourself with the laws pertaining to collection agencies. Be advised, that some of the laws do not apply to the original creditor.
When should patient be advised of the existence of computerized databases containing medical information about the patient?
On AMA the patient and physician should be advised about the existence of computerized data both before and information is stored.
Whats the code for putting audio into a Tumblr account?
Adding music to your tumblr is tacky and is advised that you don't.
Where can buy wow account?
Buying WoW account is against the terms of service, and is also highly ill-advised. The original holder of the account can at any time get his account back from you by producing his identification and calling Blizzard. You will never be the legal user of the account.
Where do i pay my debt collection?
As much as possible when you are going to pay or settle with a debt collection company, try to pay through a third party service like money order, wire transfer, etc. but avoid using your personal check because it would show your bank routing number. Make sure you keep all records of the transactions/payments that you make. Do not provide the debt collector your bank account number nor should you authorize them to make direct withdrawals from your account. Legal Disclaimer: The answer above should not be relied upon as legal advice. The information provided above is based on insufficient facts and only speaks to a general opinion based on those insufficient facts. No warranty is provided that the answer is correct. No attorney-client relationship has been formed with me until a signed written contract is complete. For an official opinion, it is advised you seek legal counsel.
What age do you have to be to join Facebook?
You must be at least 13 to have a Facebook account.According to the Facebook Privacy Policy page:"No information from children under age 13. If you are under age 13, please do not attempt to register for Facebook or provide any personal information about yourself to us. If we learn that we have collected personal information from a child under age 13, we will delete that information as quickly as possible."
How can you contact the Worldwide Diplomatic Security Company Asia?
The Worldwide Diplomatic Security Company Asia appears to be a scam. There are no contact details available. If you receive notification from this company, it is not advised to release any personal or sensitive information to this company.
If you have personal insurance but you get hurt should you still sue the company?
It is your choice. However, it is advised to sue the other company.
Where can one find more information about CHDK?
To find out more information about CHDK, it is advised to surf the web or do some research to find out what it is or where to find out more information about it.
