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If you owe back hoa fees but never signed an agreement or anything can it go on your credit report even if they don't have your ssn or date of birth?
Your SS number or date of birth isn't necessary in order to report financial defaults. And if you signed a lease or deed, it probably contains a paragraph regarding the hoa fees. If it doesn't, you are not bound to pay anything because there's no contract in place.
However, if you're a member of the community and you benefit from the work the association does, you really should pay the hoa fees.
What else can I help you with?
How many times can a collection agency report the same collection to one credit reporting agency?
I just went through a bankruptcy in Pennsylvania. as far as i know (and I'm no lawyer) is only once. i signed up for one of these credit verification services through one of my credit cards they send you a copy of your credit report every quarter of a year and get all of those extra reports and stuff, that may not even be yours off your credit report. i hope i was of some help
What is the statute of limitations for credit card debt in Georgia?
Credit Cards are typically considered Open Accounts. The credit card agreement you signed may specify the state laws that will apply to the account and collection activities associated with it. Read the contract and consult an attorney. In Georgia Open Accounts are subect to a 4 year statute of limitations.
If fraudulent accounts were disputed and removed from your credit file should you sign an affidavit the credit card company sent you to investigate those accounts Can they go back on your credit file?
They could only reappear on your credit report if they are investigated and found to be yours. Sign the affidavit; so long as you've disputed and account and it's being investigated, it cannot be reported on your credit. The other benefit is that the investigation will likely prove the accoutns are not yours. * If the affidavit is not signed the credit issuer has no legal obligation to investigate the charges and the account holder will be responsible for the entire debt. A signed affidavit is an admission under oath and is subject to perjury charges if false information is given.
What should you do about a debt that was charged off over 10 years ago and removed from your credit report but has now reappeared because it was bought by a new collection agency?
Under the FCRA (fair Credit Reporting Act) If a Creditor or collection agency cannot verify a debt they are not allowed to collect, contact you or report it. Violation of this act is a $1000 fine. There's no way for a collection agency to prove that you owe them money because there is only an assignment of debt and not a contract between you and the creditor. One loophole, if you signed an agreement wording "debtor agrees to be responsible for payment of this debt to creditor or it's assigns" then you will be responsible for paying it. A computer generated printout of debt is not enough for Proof of Debt Owed.
Do purchase orders need to be signed?
Yes, purchase orders must be signed because they can be used in a court of law. They are documents that support an agreement between two parties.
Is a credit card contractual agreement enforceable if there is no signed copy of the card agreement in existence and can a contractual agreement exist only by the signing of the card and its use?
If there is no signed agreement then it is unenforceable as all of the terms relating to the contract are within this agreement.
If you signed for a car loan for a friend does all theyre bad credit come on the co signers credit report?
No, but if she defaults on the loan then you will have to pay the amount due or suffer the consequences on your credit report.
If you leave your wife what items can you take with you?
anything that you guys did not a signed agreement/lease for.
Where can one get a free Equifax credit report?
The best place to get a free Equifax credit report is from Equifax. This can be done by visiting Equifax's website and clicking the link that says: "Get you free credit report".
Your husband defaulted on his vehicle loan How will it affect your credit report?
if you co-signed on the loan then your credit will be impacted negativly just as his
Can a credit card company hold you responsible for a credit card if no application contract or agreement of terms exists?
If a card was received and used by the named person then a contract is implied and there does not need to be a written, signed agreement.
is a spouse responsible for debts of the other spouse in Virginia?
Not unless both parties signed the credit agreement etc.
In 1969 what club signed an agreement with Computer Center Corporation to report bugs?
Gates' computer club at Lakeside school
Which Prime minister signed the peace agreement for israel?
That depends which peace agreement your talking about. The peace agreement with Egypt was signed by Menachem Begin. The peace agreement with Jordan was signed by Yitzchak Rabin.
If you paid down on new car and dont have car can you get your money back?
If you did not sign anything, yes. If you have signed some papers, depending on what they are, probably not. If you have signed the agreement to purchase, possibly. Ask the selling dealer to let you out of the agreement to purchase.
What happens if your wife signed your credit card to Porsche?
Your wife committed fraud. If you don't want to pay for a Porsche, report it.
How can you get a repo off your credit when someone else caused it?
I don't know what you mean by "caused" it, but if you signed the loan papers or signed as a co-signer, you most likely can not get it off. If it was not your debt and you didn't sign anything, you can write a letter to the credit bureau and tell them that you are disputing it and you want it taken off your credit report. If within 30(I think) days , the lender has no objections and does not respond to the credit bureau, they take it off. Go to this website for more info: http://www.ftc.gov/
