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Usually, however, each credit card issuer has different rules concerning the acceptance of checks without dates.

Most of the larger issuers (e.g., Chase, Capital One, Discover, etc.) will, as the relative risk of that one payment in a sea of millions of payments is not problematic for them to take on. If something does go wrong with the funding of the check, the risk is moved back to the cardholder through either (1) a request for a new check or (2) a returned check fee.

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