Generally the only ones you have to worry about intercepting a refund are State/Gov't debts, but you filed jointly so all debts are joint in many states.
You can recover from tax debts by paying up what you owe, requesting a settlement from the IRS or by requesting a payment plan. The worst thing you could possibly do when trying to recover from tax debts is ignoring them.
it means that the personal assets of the partner may be used for payment of debts..
If you have an account with a creditor that is seriously delinquent, the creditor may agree to a debt settlement to pay off the account in full. You may approach the creditor with an offer yourself, or you may work with a professional debt settlement agency. Both methods have advantages and disadvantages that are worth researching ahead of time. If your creditor accepts the settlement, you only have to pay the agreed-upon percentage of the debt.
One thing has nothing to do with the other. You will need to see if a stimulus payment was available for the tax year 2009. You cannot receive the 2008 payment just because it was applied to your past debts. If you still owe debt for unpaid taxes though your 2009 and future refunds may be taken and applied to these debts until they are completely paid.
Legal Tender.
legal tender
Money that a creditor must by law accept in payment for debts is called "legal tender." Legal tender refers to currency that is recognized by law as an acceptable form of payment for settling debts and obligations. In many countries, this typically includes banknotes and coins issued by the government. Creditors are required to accept legal tender to fulfill their payment obligations, although they may also agree to accept other forms of payment voluntarily.
Money that a creditor must by law accept in payment for debts is called "legal tender." Legal tender refers to currency or coins that, by statute, must be accepted if offered in payment of a debt. In most countries, this typically includes the national currency, such as the US dollar in the United States. Creditors cannot refuse legal tender for payment of debts, though they may have other agreements in place regarding acceptable forms of payment.
A creditor is supposed to accept all legal tender in payment of a debt. There are numerous stories around of people who have, for one sort of frustration or another, paid large debts with small change, such as pennies or dimes.
Legal Tender is a forced tender payment that should be not refused in settlement of a debt. http://en.wikipedia.org/wiki/Legal_tender
Legal tender. In plain English, it's the currency that is in use in a particular country. US dollars in America, Sterling in the UK and Euros in much of Europe for example.A creditor is normally free to accept other forms of payment if he chooses to. The creditor may decide to accept a foreign currency rather than wait for the payment in the legal tender of the country. The creditor is normally not obliged to accept anything other than legal tender.
Yes. The creditor is not required to accept a payment arrangement, and at any time may transfer the debt to inside collections, or an outside collection agency. (For non-credit card debts)
The latest news on Saab and their creditor problems is on how Saab asks creditors to accept 10% for their stocks and investments now and demands debts to be paid.
representive money.
depending on your situation, you could request to reaffirm those debts if the creditor is willing to accept and if you will be able to afford those debts...augusta, ga
If these debts are ones you have left for some time and creditors are now looking for payment put together a proposal on how you intend to make your contribution to these debts in writing and send this to your creditor or collection agent