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What else can I help you with?
After you have cancelled a credit card how long does it take for that cancellation to show up on your credit report?
The time limit is usually 30-60 days but that really depends on the creditor. They have no legal time limit in which to notify CRA's.
Is there a time limit on disputing inaccurate credit information?
There is no statute of limitations in disputing information on your credit report. If it is being reported, it can be disputed. Simple enough! ;o)
What time limit is required for a collection agency to wait before reporting to your credit?
By federal mandate, the credit reporting agency must NOT report you to the credit bureaus until 30 days past the date of the letter sent to you.
Why does the collection agency show on the credit report but not the original company?
It is there because they have purchased the account from the original creditor and are proceeding with their prescribed collection procedures. It is a legitimate entry on a credit report, and cannot be removed until the seven year expiration date. Even if the account is paid it will remain on the report marked as such, until the time limit expires.
When you set up a managing account which common authorization limit can you specify?
Credit Limit
On a credit report is the credit score affected when the recent balance exceeds the original credit limit amount?
yes it does i have the same problem and i checked my credit report and it was not as good because of that. they only give you a limit of so much and when you owe them more then what they gave you then that means you went over the credit limit.
How would you find the available credit limit for cardholder?
Listed besides card on credit report
Why can a credit card company lower your credit limit without your consent?
The CC Company may have seen an increase risk when they saw on an updated credit report/score. It could be a late payments, collections or any other derogatory item on your credit report that triggered it. The CC have the power to limit or increase your credit limit to lower their liability.
What happens if you go over your credit limit?
If you go over your credit limit, you credit company will charge a fee and report your overage to the major companies that track your credit score. It is wise to watch spending the and never go over your limit.
How does a declined credit limit increase affect my credit score?
A declined credit limit increase request does not directly impact your credit score. However, multiple credit limit increase requests within a short period can lead to hard inquiries on your credit report, which may have a minor negative impact on your score.
How many times can an individual pull their own credit report without lowering their credit score?
If you are pulling your own credit report thru one of the reporting agencys directly there is no limit. when you pay or get your free annual credit report yourself it does not affect your score at all.
How much should I charge on a 500.00 credit card limit so that its not bad on my credit report?
Your payment history is the most important feature for your credit report. If you have a $500 credit card, this is one that may be a "gotcha" card that will charge you for exceeding the credit limit, may add charges exceeding that limit and so on, leading you into a vicious cycle. Only charge what you can pay off entirely at the end of the month.
Can you get a foreclosure off your credit report?
A foreclosure will be expunged from a person's credit report after seven years have expired from the time the foreclosure was reported. Valid information on a credit report cannot be removed until the required time limit for reportage has expired.
Is over limit a bad deal for card holders and is this effecting your credit record?
A very "bad deal" the card holder will be charged with fees pertaining to the exceeded credit limit, and it can reflect negatively on a credit report.
Where can you get a free credit report for filing bankruptcy?
The credit bureaus are legally required to give you a copy of your credit report on request (there's a limit on how often you can ask for it, but if you've never asked for one you should be okay there).
From looking at your Equifax credit report how can you discern which credit cards will approve you and at what APR and credit limit?
You can't. All of those factors are at the discretion of the card issuer.
Can judgments be disputed or is there a time limit?
There is no time limit regarding the dispute of information on your credit file. The Fair Debt Collection Practices Act provides a time limit for disputing a collection account, with exceptions and limitations. You can dispute a judgment by the same means as any other item on your credit report. You should be aware that legal entries in the public record portion of your credit report have different methods of getting on your credit and different standards of verification.
