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13y ago

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Why is a budget necessary?

If there is a limited amount of money, a budget is necessary. This means that a budget is almost always necessary. The reason is that a budget keeps spending in control. By knowing how much money can be spent on one thing, such as clothing, one can know that there will be money left over to buy another thing, such as groceries.


Is a budget always necessary Why?

If there is a limited amount of money, a budget is necessary. This means that a budget is almost always necessary. The reason is that a budget keeps spending in control. By knowing how much money can be spent on one thing, such as clothing, one can know that there will be money left over to buy another thing, such as groceries.


Is the cost of living calculator helpful in planning a budget?

Yes, a cost of living calculator is very helpful in planning a budget. It will let you know how much you will be spending on necessities. Then, however much money you have left over, you can either invest it, or you can spend it on a vacation.


What is the amount left after expenses have been paid?

Spending money.


What is a definition spending power tourist?

If you have money to spend after paying taxes and all expenses, you have spending power according to the amount of money you have left over. A tourist with spending power has money to spend after all travel expenses are paid or accounted for.


You have 27 you spent 1 third of your money how much did you have left?

After spending one third of your money, you would have 18 units of money left (27 - 9 = 18).


Monitor Your Spending with a Personal Budget?

When it comes to personal finance, some people look at the word �spending� as an evil and dirty word. In reality, everyone must spend in order to survive. The key is to develop spending patterns that allow a consumer to enjoy life while not spending himself into a financial hole. One of the best tools for controlling spending habits is a personal budget. With a budget that can be seen and worked with each month, it becomes easier to plan spending so that it does not get out of control.The first step to controlling spending using a budget is to determine exactly how much excess income exists each month to be spent. Excess money is the funds left over after paying all of the monthly bills and expenses, and putting aside money to reach pre-determined financial goals. One of the most difficult parts of getting used to a budget is in realizing that a spending plan is a much more efficient way of monitoring monthly finances than trying to live week to week without a plan. It is important to realize that a budget does not take away the freedom to spend. A budget allows a consumer to spend responsibly and avoid the pitfalls of debt.Expenses on a budget are considered necessary spending. They are items such as groceries, gasoline for the car, entertainment spending and savings. This is the part of monthly spending that a consumer must get under control and monitor using a budget each month.Keep a spending log that outlines every dollar spent during the course of a month. Review that log to determine which numbers become monthly expenses, and which spending activities should be eliminated. For example, buying lunch at work each day is not as financially responsible as bringing lunch from home and saving the money.Once the expense budget numbers are determined, they are combined with the regular monthly bills to determine how much the total financial obligation is for the month. That number is compared to the monthly income and the positive difference is how much can be spent on other items during the month.A personal monthly budget should include a plan for setting a portion of that spending money aside in a savings account for emergencies or any future large purchases to avoid getting involved in high-interest credit.Being financially responsible is not always fun, but monitoring monthly spending money can help a consumer avoid years of excess debt. Develop a personal budget that can be a tool to help monitor spending and maintain a positive financial outlook.


What is a consumption budget?

A total consumption budget means that all the money is spent on planned needs, and there is none left over as discretionary income.


What is surplus budget?

A surplus budget is a year in which more money is taken in than is spent. This situation is very unusual in recent years, but did occur a couple of times in the 1990s.


Franklin Raines what is he doing now?

Spending the money he stole from the tax payers when he left fannie mae.


What is total consumption budget?

A total consumption budget means that all the money is spent on planned needs, and there is none left over as discretionary income.


What is the money called that is left over after paying for the necessities?

The money left over after paying for necessities is commonly referred to as "disposable income." This is the amount available for saving, investing, or spending on non-essential items. It represents the financial flexibility individuals have after covering their essential expenses, such as housing, food, and transportation.