The best way in SPSS to find out the strength of the relationship between the financial trends of a bank and the industry using financial statement items is to use the determinants of Bank Profitability.
A financial ratio is a relative magnitude of two selected numerical values taken from a Company's Financial Statements. There are many standard ratios that can be used to evaluate the overall financial condition of a company. Financial ratios can be used by managers of a firm or shareholders (both current and potential) or banks or anyone else to gauge the financial strength of the company. They can be used also to compare the strengths and weaknesses of two or more organizations.For Ex: If I were to buy a banking stock from the Indian stock market, I can compare the financial ratios of a few of the country's leading banks like ICICI, HDFC, SBI etc and then choose the one which I feel has the most impressive financial background and strengths.
Profit Pooling is when a manager chooses the most profitable activity in an industry and decides to engage in that activity for the purpose of generating large proportion of profit from the industry. Example: Education industry - there are many activities in this industry, some are more profitable than others, a strategic manager will consider external and internal elements (Weakness, strength, competitor, law, etc.) to engage in one of the activities for the purpose of earning Above Average Return (AAR). If he succeeds, then we can say there is profit Pool from education industry. -Jude Ehiokhihen E.
RATIO ANALYSIS Meaning and definition of ratio analysis: Ratio analysis is a widely used tool of financial analysis. It is defined as the systematic use of ratio to interpret the financial statements so that the strength and weaknesses of a firm as well as its historical performance and current financial condition can be determined. The term ratio refers to the numerical or quantitative relationship between two variables. Significance or Importance of ratio analysis: • It helps in evaluating the firms performance: With the help of ratio analysis conclusion can be drawn regarding several aspects such as financial health, profitability and operational efficiency of the undertaking. Ratio points out the operating efficiency of the firm i.e. whether the management has utilized the firm's assets correctly, to increase the investor's wealth. It ensures a fair return to its owners and secures optimum utilization of firms assets •It helps in inter-firm comparison: Ratio analysis helps in inter-firm comparison by providing necessary data. An interfirm comparison indicates relative position.It provides the relevant data for the comparison of the performance of different departments. If comparison shows a variance, the possible reasons of variations may be identified and if results are negative, the action may be intiated immediately to bring them in line. •It simplifies financial statement: The information given in the basic financial statements serves no useful Purpose unless it s interrupted and analyzed in some comparable terms. The ratio analysis is one of the tools in the hands of those who want to know something more from the financial statements in the simplified manner.
allows an individual to identify their strength and weaknesses
The password strenght should have a bar to tell you how strong or weak your password is....
The D&B Financial Strength Ratio is impacted by a company's financial statement, ratios and payment history. For more information, visit http://support.dandb.com
The quality of a financial guarantee depends on the reputation and financial strength of the guarantor.
A theme statement for trust could be: "Trust is fragile yet essential for meaningful relationships and personal growth."
the relationship between grain size and strength can be determined by the Hall- Patch relationship of Strength of materials.
I suggest you look at OM Financial's financial strength rating from A.M. Best - they are the industry experts when it comes to insurance companies. Their web site is www.ambest.com I believe their ratings are available for free on their site. Full reports have a small cost.
The primary job of the purchasing department involves making actual purchases for the company. The strength of purchasing departments is often the knowledge of the financial industry. The weakness of the purchasing department is usually the lack of significance of this particular department.
Financial strength
"Moody's Bank Financial Strength Ratings reflect Moody's opinion of a bank's intrinsic or stand-alone financial strength relative to all other rated banks globally." This BFSR is a measure of the likelihood that a bank will require financial assistance in order to avoid a default
borderstates
method of achievement,social mind,strength of work,team management.All these are necessary but major one is money investment. The financial pro formas are a key part of any business plan, especially the cash flow statement. This statement will tell the company how much cash is needed to reach the goals for which the statement is prepared, i.e., 5 year goals.
Rates of interest derive from several factors, including but not restricted to, your company relationship, your credit report, an assessment of the financial strength of the business, the kind of loan, and also the term of the loan.
it's called a SWOT