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What kind of credit history would require one to get a pre paid credit card rather than a regular credit card?
Bad Credit history is typically what's needed to get a pre-paid credit card rather than a traditional credit card. By doing so, this not only gives you less of a chance of accruing even more interest, late payments and overall owing additional sums of money; but it's also a great stepping stone to improving your credit.
What else can I help you with?
What is cash discount?
A discount given to the buyer if he/she pays in cash rather than credit
Does a stock split require a journal entry?
Stock split require no journal entry rather memorandum entry is required about transaction.
Is earned income credit a tax credit?
The Earned Income Tax Credit or the EITC is a refundable federal income tax credit for low to moderate income working individuals and families. Basically, rather than withholding the tax, the money is available with your paycheck.
What is Account type of credit Union account?
At a credit union, you can have checking, savings, money market, etc. just like you would have at a bank. One difference is that credit unions are owned by its members (account holders), rather than stockholders.
What are the costs of using credit cards and debit cards?
With a debit card, some banks will pass the fees onto you. This is why it's always important that you use your debit as credit. When you use your card as credit, you have the fees passed onto the merchant, rather than you.
What If There Is A Bankruptcy Or Bad Credit In My Companys Or My History?
Normally this is no problem. The invoice factoring company focuses on the credit-worthiness of your clients, not to your credit score. If you have good customers, invoice factoring firm can offer capital based on their credit-worthiness rather than yours.
How can you get a personal loan with no apparent credit?
To secure a personal loan with no apparent credit, consider options like credit unions or community banks that may offer loans based on your income and financial history rather than credit scores. Additionally, you can explore peer-to-peer lending platforms that cater to borrowers with limited credit history. Providing a co-signer with good credit can also improve your chances of approval. Lastly, some lenders may accept alternative data, such as payment history on utilities or rent, to assess your creditworthiness.
Will do the following is not a valid reason for using a credit?
Using a credit card solely to finance a lifestyle beyond one's means is not a valid reason for using credit. It can lead to debt accumulation and financial instability. Credit should be utilized for responsible spending, such as building credit history or managing emergencies, rather than for unnecessary purchases.
Do credit card companies require address verification for credit applicants to minimize identity theft?
Yes, this is one of the pieces of information that they will definitely need from you. However, it seems not so much to minimize identity theft, but rather to make sure thats the correct address to send the bills.
How good is a credit rating of 690?
rather good
How can one reduce their credit card debt?
One can reduce their credit card debt many ways. By not using it and making regular payments is a good way. One can also take a loan at a bank to consolidate and pay off their credit cards. By making one payment to the bank rather than many, one can pay less interest.
How do you get good credit?
Develping good creditBorrowing money for any purchase, and making regular payments as scheduled until the debt is discharged will start or maintain good credit. Keeping credit cards less than 35% of the allowable credit limit will count.Having one or two, rather than several or a dozen credit cards is best.Make sure you never get sued or have a judgment registered against you by a court.Using your credit card, and paying the entire balance before the due date, is an excellent way of developing good credit, and is free.
What do you mean by history of history?
it is the history about what has been written, rather than what has happened
Does 1992 Mercedes 230E have cambelt?
The 1992 Mercedes 230E is equipped with a timing chain rather than a cambelt (timing belt). Timing chains are generally more durable and do not require regular replacement like cambelts do. It's important to check the vehicle's maintenance history and ensure that the timing chain and related components are in good condition for optimal performance.
Do divimax DVDs play in regular DVD players or require High Definition player?
DiviMax is a high definition (HD) file transfer. Although to capture the high definition effects you would rather pop it into a regular DVD player, but initially it works on All home theater systems.
What does cancelled by credit grantor mean?
Cancelled by credit grantor means that your credit card account was closed by the creditor. This means that it was cancelled by the person extending you credit, rather than being cancelled by you.
Is it bad for your credit if old credit card accounts are closed by the creditor and not by you?
It is considered a derogatory mark on a consumer's credit report to have the notation "closed by credit grantor" rather than "closed by consumer".
