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If you do not have a bank account you must go to a local branch of the bank who issued the Certified Check.

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12y ago

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Who can certify a check?

Only the bank can certify a check, or someone at the bank. Usually, the bank will not certify a personal check, they will issue what is called a "certified check". A certified check is guaranteed to have available funds by the bank that certifies it. Certified means the funds are held aside. Anyone with a certified check made out to them can go to that bank and collect cash. In days of banking past, you could have a personal or business check certified by the bank, and they would stamp the check "certified" and hold the funds aside on that item. Now, the bank will just issue a certified check after taking the money from your account and the certified check will be drawn on the bank's account. This answer is for the U.S. banking system.


Do you need a bank account to cash a check?

No. Take the check to the bank that it is written on. Some banks will charge you a fee for cashing the check if you don't have an account with the bank, but they will cash the check.


Can you cash a check from the bank that the person who issued the check it to you without opening an account?

I am receiving a check from a lawyer and it has been in his account for ten days can I cash it at the bank he has the account at


What is the difference between a cashiers check and a certified check and a bank check?

There is no real difference, just different names for the same idea. A cashier's/bank/certified check is a check which a guarantor, normally a bank, has written in exchange for cash or immediate withdrawal from a depositor's account. The funds are collected in advance by the bank so the payee (to whom the check is payable) has guarantee that they will be paid when the check is properly negotiated.


Can you cash a social security check at a bank with an empty account?

Probably. It depends on the bank, but any bank worth having an account at will cash government or payroll checks as a courtesy for account holders regardless of the account balance.

Related Questions

Who can certify a check?

Only the bank can certify a check, or someone at the bank. Usually, the bank will not certify a personal check, they will issue what is called a "certified check". A certified check is guaranteed to have available funds by the bank that certifies it. Certified means the funds are held aside. Anyone with a certified check made out to them can go to that bank and collect cash. In days of banking past, you could have a personal or business check certified by the bank, and they would stamp the check "certified" and hold the funds aside on that item. Now, the bank will just issue a certified check after taking the money from your account and the certified check will be drawn on the bank's account. This answer is for the U.S. banking system.


Can I cash a check at this bank?

Yes, you can cash a check at this bank if you have an account with them or if the check is drawn from their bank.


Where can you cash a certified check?

At your local bank


Can I cash my check at Bank of America?

Yes, you can cash your check at Bank of America if you have an account with them or if the check is drawn on their bank.


Can you cash a cashier's check at a bank?

Yes, you can cash a cashier's check at a bank where the check was issued or at the bank where you have an account.


Is there a time limit for cashing a certified check?

is there a money amout the bank will no cash on a certified check?


Can you return a certified check?

Certified cheques are bank certified in order to enable them to be received as cash. You cannot return a certified cheque, but you can cash it in.


Where can you cash a certified check?

You can cash a certified check at the bank or credit union where it was issued, as well as at some check-cashing stores or retail locations.


Do you need a bank account to cash a check?

No. Take the check to the bank that it is written on. Some banks will charge you a fee for cashing the check if you don't have an account with the bank, but they will cash the check.


Can you cash a check from the bank that the person who issued the check it to you without opening an account?

I am receiving a check from a lawyer and it has been in his account for ten days can I cash it at the bank he has the account at


Do you have to cash your check from your job at the bank?

I guess Yes. Banks are the only place you can cash a check. Since it is your paycheck from the job, the check will be from a bank account of your employer. So to cash it you either need to visit a bank that you have an account or visit the bank that issued the check to get the cash from the check.


What is international certified bank draft?

An international certified bank draft is simply a check guaranteed, and issued from a foreign bank. The certified bank draft should be easier to cash than a personal check.