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u filed bank rup in 06 then you are more less on the no credit list for ten years,but a car dealer will sell you a car or someone will give you credit anyway because you can't file bank rup again for another ten years meaning you get a car and can't keep up payments they will take it back and you still pay. as for you wife you can file alone and if you do you would probley have to pay . file together gives you more of a brake.

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13y ago

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