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If it is not registered to them, it should not be on their policy.

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13y ago

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In New Jersey can you put your registered car on your parents auto policy?

no you cant


Is it possible to have your name on your parents insurance policy if the car loan and the registration are in your name?

This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy. You want to be a "named insured". This means that you control the policy and not your parents. If you want to loan your car to anyone you can, if you are on your parents policy you cannot do this. Also if you need to rent a car, you are not covered under your parents policy to do this. You would be under your own policy. Contact your insurance agent for a better explanation.


Can a new driver without a car drive their parents' car under the parents' insurance?

Yes, but the parents have to add the new driver to their policy.


If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?

Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.


Do you have to have a vehicle in your name to get car insurance?

you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured


How do you put a car on the road I want to buy a car with cash from a private owner and I'd like to know how to go about putting it on my parents insurance and getting it registered.?

In most states, the title will have to signed over to you by the previous owner. Your parents will have to go to their insurance company and have you added to their policy as well as adding the car on.


What are the insurance options available for learner drivers using their parents' car?

Insurance options for learner drivers using their parents' car typically include being added as a named driver on their parents' policy or taking out a separate learner driver insurance policy.


Is it possible to have a car title in your name but have it insured under your parents policy?

Yes.


Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?

He is covered under his parents' policy until he gets his own car and license.


Will insurance company cover damage to parents car when unlicensed teenager crashes?

No. Unless you had the teenager on your policy, but at the same time you knew that the teenager was unlicensed! So, get the teenager licensed and put him on your ins. policy and then teach him how to driver safely and not crash.


Can you insure a car whose title is under your name and then change the name on the insurance to your parents if they transfer the title to them?

Your parents would need to add the car to their own policy.


Do you have to live at home to be on your parents car insurance policy?

Most likely no, but still check your specific policy and the rules in the state you live in.