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They are policies that are usually reserved for the upper management of a company. These plans tend to be Extremely rich in terms of benefits. Usually just a small $10-$20 copay with everything else covered at 100%. These plans are also extremely expensive ranging anywhere from $1,000-$2,000 a month for single coverage. They also often require no contribution as they are for the upper management.

This is the reason the government is targeting these plans as upper management, which already tends to be significantly compensated, is also receiving 100% medical coverage at no cost while the employees are forced to suffer contributions and cost sharing.

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15y ago

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