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It's really not very high in comparison to similar risks in other States. It only tends to get high down around the coastal areas where tropical storms are prevalent.

Of course their is always the Agent factor as well. Some Agents, especially in rural areas where potential clients are more scarce, may have a propensity to load a policy for maximum revenues.

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Q: Why is Homeowner's Insurance so high in the State of Texas?
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What problems does Texas have right now?

Texas has a number of problems. While the economy is strong, most of the jobs created pay low wages and have few benefits; thus, there is a growing gap between the rich and the poor. Also, due to budget cuts, many poor people cannot access the services they need, especially in health care. Texas has problems with high rates of teen pregnancy, and some of its schools have very low graduation rates. The population of Texas also has a severe weight issue; at least 30% of Texans are obese based on self-reported data, and this percentage is projected to double by 2030. The state government is highly decentralized in Texas; the governor has very little power, and can only veto bills of the Legislature, or grant pardons for crimes in very specific circumstances. This means that all state and local judges and most high-ranking state officials are elected based on their political party, rather than appointed on merit.


What happened in crystal city Texas in 1963?

In 1963 political association of Spanish- speaking organizations was founded in Crystal city, Texas. The impetus was a strike of Hispanic high school students over how cheer-leaders were chosen .


What linked almost every state in the nation in 1970?

interstate high way


How did the protective tariff laws of 1816 raise the issue of states' rights?

Well, the Tariff created controversy based on state to state. 420 baked high as a kite.


What is the highest court in the federal government?

In the United States each state has a supreme court. The federal system has the United States Supreme Court.The highest Federal court is the Supreme Court.In most States the highest court is also called a supreme court.In the federal court system, the final court of appeal is the US Supreme Court. In the state court systems, the final court is typically the state Supreme Court, although a few states (such as New York) have a different title for the head court in that state. Some cases may be appealed from the state Supreme Court to the US Supreme Court, depending on the substantive issues of law.The Supreme Court of the United States (aka US Supreme Court) is the highest appellate court in the federal system.Each US State has a supreme court or an equivalent high appellate court that goes by another name.In most cases, the high court is identified as a supreme court: for example, The Supreme Court of Ohio or the Florida Supreme Court. Some states use different naming conventions. New York refers to its trial courts as "supreme courts," and its top appellate court as the New York Court of Appeals. Texas has two courts that function at the supreme court level: The Supreme Court of Texas, which reviews juvenile and civil cases; and The Court of Criminal Appeals, which reviews criminal cases.

Related questions

Does SR22 Insurance have homeowners insurance?

The SR22 is concerned with High risk automobile insurance.


Need homeowners policy on property you have occupied 13yrs without previous homeowners policy?

you had no insurance for 13 years? You should qualify for a state plan that will guarantee you coverage - contact a local insurance agent - and expect for the premium to be high


Hard to insure homeowner's insurance?

Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.


How affordable is gmac insurance?

GMAC Insurance offers affordable homeowners insurance. They have a good rating and look like they have lots of satisfied customers. However, this depends on the homeowners situation - some may experience unaffordable insurance due to their high risk.


How does a bad driver in Texas get car insurance?

Some auto insurance companies will insure bad drivers, also known as high risk drivers. You may contact companies for the best rates for at least the minimum coverage for the state of Texas.


Are the car insurance in Texas are high?

Texas car insurance rates can tend to be a bit high. You have to do research to find the cheapest and most affordable rate for you. If you have a good credit score, chances are you will find the better car insurance rate.


Is it good to buy homeowners insurance online?

Taking a visit to the actual building can sometimes be a pest. The chances of you having to sit and wait a while is very high. It can be dangerous if you don't know what your doing. I myself believe it is better to buy your new homeowners insurance online.


Will your homeowners policy cover replacement of wood shingles with cement fiberboard you live in a high fire area?

No. Homeowners insurance does not cover remodeling nor normal expected maintenance and risk mitigation of a home.


What insurance do you need for a home business?

First check, your homeowners insurance policy. Your home policy may not cover your business needs but check with your agent first about additional coverage. The things to consider include: * Equipment insurance - coverage for your computer, fax machine, etc. * Liability insurance * Malpractice insurance - professional protection against losses resulting from professional mistakes * Data insurance - protection for computer files. * Disability insurance - prices may be high but it may be worth your piece of mind. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more!State Insurance Department websites: http://www.naic.org/state_web_map.htmMore than half of the businesses in the United States are based out of the owner's home, with more being added every year, according to research by the Small Business Administration. Many of those entrepreneurs think their homeowners' insurance policies cover their business needs when the unexpected happens, but the reality is that most homeowners' policies don't.Homeowners insurance provides a limited amount of coverage for business equipment, but most standard homeowners' policies exclude coverage for businesses operating in the home. Most policies don't cover lost data, lost income or liability. cheap homeowners insurance company in Florida


Can you go to school high in the state of Texas?

of course you can


Where can you find high risk vehicle insurance?

You can find a high risk vehicle insurance from many auto insurance companies such as progressive, geico, all state, state farm, farm bureau, and auto insurances like that.


Can you get home owners insurance after two hail and wind damage claims?

Yes, you can still get homeowners insurance. If you live in a high risk area for windstorm damage, you'll just have to pay more than you did in the past.