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To protect against unforeseen personal events, individuals can build an emergency fund covering 3-6 months of living expenses, secure comprehensive insurance (health, auto, home), and consider diversifying income sources. For external economic fluctuations, maintaining a diversified investment portfolio and staying informed about economic trends can help mitigate risks. Additionally, developing adaptable skills and a strong professional network can enhance resilience in changing job markets. Regularly reviewing and updating financial plans is also crucial for long-term security.

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1mo ago

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