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With the growing number of quality pet health insurance products on the market now, there are more choices than ever.

You will need to do research to determine which plan will work the best for you and your pets' specific needs.

In terms of pet insurance available in the US, Pets Best Insurance is a good option. This company was founded by Dr. Jack Stephens, the very veterinarian who founded and pioneered pet insurance in the US in the early 1980s.

Pets Best Insurance offers three plans with various deductible amounts and reimburses a flat 80% of the actual vet bill after a deductible. Some of the other companies use a "benefit schedule," instead of paying a flat rate, which may limit reimbursed amounts. http://www.petsbest.com

Another company called Trupanion pet insurance covers 90% fo the vet bill. They do not have limits on claims and there is a $20,000 lifetime coverage. They also allow you to pick out your own deductible that will affect your monthly premium but not your policy. For example if you have a higher deductible, your monthly premium will be lower and if you choose a lower deductible, than your monthly premium will be a little higher.

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13y ago

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