Can be a difficult question with many factors. There is no harm in the damaged property owner filing claims with both policies. The homeowners policy will likely be denied but the liability claim against the tree owner has a slim chance depending on species and location of the tree. A civil suit could be filed but it again would have limited chances for the same reasons as the liability claim. More details on the trees location in relationship to both dwellings as well as the species and amount if damage would help as well.
No, an air conditioner is considered a movable property or chattel because it can be easily removed from a building without causing structural damage.
To safely trim tree roots and prevent damage to your property, hire a professional arborist to assess the situation and determine the best course of action. They can carefully trim the roots without harming the tree or causing structural damage to your property.
Yes, the bathroom leaking through the ceiling is causing damage to the property.
Termite damage is caused by insects eating away at wood, which can weaken the structure of a property over time. Water damage, on the other hand, is caused by water infiltrating the property and can lead to rot, mold, and structural weakening. Both types of damage can compromise a property's structural integrity, but termites specifically target wood while water damage affects a broader range of materials.
Yes, conifer roots can cause structural damage to property, particularly if they grow close to foundations, driveways, or sidewalks. The expansive nature of their root systems can lead to soil displacement and uneven settling, which may compromise structural integrity. Additionally, roots may infiltrate drainage systems or sewer lines, causing blockages and further damage. Proper management and maintenance of conifers near buildings can help mitigate these risks.
The warping wall can weaken the structural integrity of the building by causing uneven stress distribution and potential structural damage.
Nobody can give a good answer to this question if they can't see the ceiling and the damage
TORT
Carpenter ants primarily hollow out wood to build nests, causing cosmetic damage, while termites eat wood, causing structural damage that can weaken a building.
Purchasing a property with old termite damage can pose risks such as structural weakening, potential for ongoing infestations, and costly repairs. It is important to thoroughly inspect the property and consider the extent of the damage before making a decision.
Severe weather events like hurricanes, tornadoes, hailstorms, and heavy rain can cause property damage by impacting structures, roofs, windows, and landscaping. Extreme weather conditions such as strong winds, flooding, and ice storms can also lead to property damage by causing structural failure, flooding, and tree damage. It is essential to be prepared and have appropriate insurance coverage to mitigate the risks associated with these types of weather.
Yes, 30 mph winds can cause significant damage, such as knocking down trees, power lines, and causing structural damage to buildings.