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To have your credit rating affected by any creditor, they must report monthly to the credit agency. Landlords seldom, if ever, report regularly. They might check your credit before you move in, but usually, the only time you are affected by a rental agreement, is if you default on the rent, AND you get sued for it, AND the landlord gets a judgment against you AND he registers the judgment with the credit reporting bureau. Then, you have an ugly black mark on your credit score.
In order to bypass the legal process and go directly to screwing up your credit, the landlord must be a member of a credit reporting agency, and must report to them about you and all his other tenants monthly. Then, if you are in default, it would show the month following the default, or the second month following. Usually, you get one month grace. But if you are 2 months in arrears, and the landlord is sophisticated enough to be reporting monthly, you would have been kicked out already!
What else can I help you with?
What is the minimum credit score apartment owners look at before they will accept tenants?
Normally speaking, apartment complexes and owners are not looking at a credit score as a basis for their decision to rent you an apartment. Of course this might be a factor with luxury apartments. But what landlords are looking for our history of evictions and nonpayment of utility bills. If the issue with your credit is simply with credit cards, medical bills, or even furniture bills, this usually does not affect the decision of the landlord. This is especially true with landlords who rent apartments to low income tenants. Also if your credit issue is more than two years old this is often overlooked by the landlord. Most apartment complexes will do credit checks -- that's a fact of life. But if everyone with bad credit was denied an apartment this could be considered discrimination. Other factors involved include criminal records: apartment owners do not want recently convicted felons are convicted sex offenders in their units.
What factors are important when trying to find a safe apartment building?
The crime rate of the neighborhood is one important factor that should be looked at to find a safe apartment building. The environment and buildings around the apartment are also a factor to finding a safe apartment.
Is a 650 credit score high enough to rent an apartment?
Yes.
What is variable rental lease?
how much rent and do you check credit get the apartment
Can anyone apply for a chambersburg apartment?
Yes, anyone can apply for an apartment in Chambersburg. However, depending on the owner, some apartments do have stricter inclusion criteria than others. Having good references is a plus.
What if a apartment bill is showing up on my renter history as i owe them can i still get an apartment?
No. When the apartment you apply for does a credit check that will show. They will not want to rent to someone who owes a previous apartment complex. Pay the previous bill first or at least make payment arrangements.
Can an apartment complex refuse to rent an apartment to you if you have filed for bankruptcy in the state of Florida?
Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.
Where can you view your apartment rental history?
if a apartment complex does not take your social security number nor checks your credit, and they give you an apartment for rent,when you decide to leave that complex, will you have any credit history on your credit?
How do I apply for a section 8 apartment?
You can apply for section 8 apartment online as well as in the local office. The website at which you can apply for it is http://www.section8programs.com/.
Will an apartment complex do a credit check if I'm a new tenant?
It differs from apartment complex to apartment complex. But apartment complexes should do a credit check to make sure that they will be getting their money from their tenants.
Can I get a business expense tax credit for an apartment I rent during the work week?
No. There is no tax credit available for personal apartment rental usage, even if the apartment is rented due to proximity to work.
You keep getting turned down for credit your score is 627 what can you do to be able to get aproved for credit.?
Stop applying for credit! Score is not the only factor. Work on paying the bills you have and try not to apply for anything for about a year. If you have judgements, etc. and not a lot of credit history, try getting a secured credit card (only apply for one!) and building it up. Sometimes you just have to wait it out.
What is the minimum credit score apartment owners look at before they will accept tenants?
Normally speaking, apartment complexes and owners are not looking at a credit score as a basis for their decision to rent you an apartment. Of course this might be a factor with luxury apartments. But what landlords are looking for our history of evictions and nonpayment of utility bills. If the issue with your credit is simply with credit cards, medical bills, or even furniture bills, this usually does not affect the decision of the landlord. This is especially true with landlords who rent apartments to low income tenants. Also if your credit issue is more than two years old this is often overlooked by the landlord. Most apartment complexes will do credit checks -- that's a fact of life. But if everyone with bad credit was denied an apartment this could be considered discrimination. Other factors involved include criminal records: apartment owners do not want recently convicted felons are convicted sex offenders in their units.
How can you rent an apartment with no credit?
You may be required to have a co-signer or a roommate that does have credit.
Can you apply for an apartment while in bankruptcy?
Yes
If your parents co-sign for an apartment rental will it be accepted?
If they are credit worthy, it may help you get into an apartment.
How does a late payment on an apartment lease affect your credit rating?
Late Payment on Apartment LeaseA lease will not show on your credit report; unless there was a judgment against you.
