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If you are renting your home and living with your boyfriend at his home why won't your insurance company cover your home?
It is possible that you have to be occupying the house to be covered by insurance. They see it as unprotected by the owner and anything could happen to it. I cant possibly be the first person to try and insure a property Im not occupying. Homeowners insurance covers your home, and a house you are renting to someone else is not your home. It can be insured, but you need a different policy.
What else can I help you with?
Do you have to pay homeowners insurance if you are renting?
in general yes but you wouldn't be receiving the same type of policy if the owner is not living there (example you wouldn't need personal property coverage since your property would be at your primary residence).
Where can you get living history liability insurance?
This is known as "Special Event" Insurance. It's no different from coverage for a one day or short term carnival, parade or rodeo.You can obtain this specialty coverage through any insurance agent or company that offers event insurance.AnswerReenactor and living history liability insurance along with supplemental medical insurance are available if you join The Reenactors Performance Group. This professional organization provides comprehensive insurance with membership, it covers you at event, when hosting an event, and personally if you get hurt.
Is it possible to refinance a home that you are renting out?
Yes, my understanding is that it will be treated as investment property, so the rate will be 1 - 2% higher than if you were living in the house.
Examples of liability claims covered by renters insurance while living in an apartment.?
You play softball and hit a ball back at that pitcher putting him in the hospital. The pitcher sues you. The insurance company defends you and settles the suit. You put a pizza in the oven, forget about it and leave. The pizza catches on fire and burns the entire complex down. The insurance carrier that insured the apartment building sues you for the damage. Your renter's policy pays it. Etc.. The second example, with the fire, is not entirely accurate. A renter's policy typically does provide some coverage for "Fire Legal Liability," but it is typically with a lower limit than the general liability coverage.
Homes For Rent: A Great Alternative to Apartments?
If you are a person who either prefers to or needs to rent, and you have been renting apartments up until now, you might want to consider renting a house. If you have a family, especially, the difference between apartment and house renting can mean a lot for all of you. Homes for rent are available in nearly every town of every state, and sometimes they will not be advertised, especially if you happen to live near small towns. Apartments can be less inexpensive, as far as renting goes, but often it can cost you less to rent a house. Sometimes it’s good to compare what’s out there, with what you are renting now, to get a better idea about rental costs. If you are living in an apartment, you know that there are certain rules and regulations that you need to abide by, in order to live there. Homes for rent don’t normally have such restrictions, although homeowners will want you to be agreeable to a contract’s requirements, which can include maintaining proper noise levels and keeping the yard and home clutter-free. The other plus of renting a home, instead of an apartment is space. In fact, if you think of the space you can rent in a house, compared to that of an apartment, you can see why some homes definitely cost more to rent than apartments do. By contrast, the small space within an apartment home can be very restricting, to the point where often you feel you would like more space; here is where the beauty of a rental house really shines. Having plenty of space for you and your family to live in, can indeed be gained by renting a house instead of an apartment. Sure, they might sometimes cost a bit more, but the satisfaction you will gain from living somewhere that you feel you can breathe, move about, and not worry about noise and other hassles from having to live next door, underneath or above other people or families, can certainly be worth your money. Think on what you can afford, prior to selecting the cost range for a house, when actively looking.
Is cheap insurance really cheap?
That depends on whether you're renting or buying. Renter's insurance should be fairly cheap regardless of where you're living, it all depends on what valuables you want to insurance.
Your boyfriend and his ex and I are part of the same group of friends. She is renting an apartment and your boyfriend says there is nothing between them and when you asked her she did not answer?
You did not make it plain if she was co-renting with your boyfriend or she has her own apartment in the same complex. If she is sharing rent with him then this is not a good set-up and your boyfriend should not be having anything to do with her. If she is renting her own apartment (possibly in the same building) she may be the one trying to cause mistrust between you and your boyfriend by purposely not answering your question as to whether there is anything going on with your boyfriend and her. Be smart, talk to your boyfriend and if she is living in his apartment tell him it's either her or you. If she is just living in the same apartment complex he may be telling the truth and it may be his ex trying to be close to him and he is being honest about it to you and there is nothing he can do about her renting in the same complex. Straighten this problem out with your boyfriend as soon as you can. Don't bother speaking with his ex.
Is it a good idea to get renter's insurance when renting apartments?
Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.
Where can UK landlords insurance be obtained?
Insurance for landlords in the UK can be bought through many of the normal insurance companies such as LV or any of the banks such as Lloyds. Landlords also need to make sure the bank knows they are renting out not living in the house concerned.
Can your insurer charge you more for not living in your home?
Yes. Vacant homes present a higher risk to your insurance company. Sometimes it's cheaper getting the insurance where you are residing and actually living than getting the insurance where you are not.
Where is the headquarters for Allstate Insurance located?
Allstate Insurance is a very popular insurance company among individuals living in the United States. The headquarters of Allstate Insurance are located in Illinois, specifically in the city of Northbrook.
Do you have to add licensed non family member living in your home to you auto insurance policy?
No. If they are going to drive the family car you can, if the insurance company allows it, but they should really have their own insurance.
Living trust life insurance of 50.000 can the mortgage company attach that insurance when it goes to probate upon my death?
Usually not. But it depends on the trust. But 99.9% of the time, no.
A relative died living you the beneficary but you are not sure what insurance company how do you find out?
You may be the beneficiary of the will and there may not be any insurance. If you were named on an insurance policy, the insurance company will find you. They have your name and probably your address, both of which are required to name you as the beneficiary. Also contact the executor of the will, as they may have records on the policies involved.
Does insurance pay for senior assisted living?
What you need is assisted living insurance. Don't take a policy out if you are in good health until you are ready to retire. Make sure the insurance company that you choose has a good rating and check out websites like; http://www.ambest.com and compare rates and policys for assisted living plans for you.
Are you responsible to carry insurance for your 18 year old daughter who is in high school but living with her boyfriend and has no contact with us?
if she thinks shes responsible enough to move out and have no contact with you,let her worry about her own insurance.
You run a small company how can you sponsor your daughter's boyfriend so he can be legal he has an expired tourist visa?
The answer to this will depend on which country you are living in.
