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What can you do if you have a garnishment and you are not able to pay your rent?
Wiki User
∙ 16y ago
although most people don't have time to learn these types of things, some states garnish wages for creditors and some do not. obviously your creditor has gained a court order by which your wages are garnished. understand that this is tax deductible and you don't have to pay taxes on what they garnished. if you can't pay your rent and other bills b\c of it then it sounds like you are having difficulties. On a personal note, hang in there! Remember that money is only a game, sometimes your up and sometimes your down. Also, remember this..... your not alone. There are many people in your same situation. The problem your having now is just money, theres not enough of it. Hang in there, "and this too shall pass". Find a roomate and split the bills. Take a second job. Do whatever you have to and get out from under this ball and chain. Once you do, you will have learned a very important lesson......you never want to be in this situation again! HANG IN THERE AND DON'T GIVE UP. YOU CAN BEAT THIS. It may be possible to have the garnishment amount lowered by filing a motion to amend garnishment in the court where the original order was issued. Such action is not possible if the garnishment is for child support and in some cases spousal maintenance (alimony).
== What you have to do is to figure out a plan to get out of the fix you are in. It does mean that you should not plan on adjusting the garnishment--that will cause it to go on longer. The thing to do is to sort out your living arrangements. If you can't pay rent, then you can work toward a solution in two ways. First, find a cheaper place to live. Second, get another paying job (babysitting? seasonal work?) to help fill in the gaps. Do whatever you can in the short term to get the garnishment paid off and then you can go back to real life.
Wiki User
∙ 16y ago
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