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Start by getting a skill that will help you get a good income, that way you can afford to pay for the apartment out of your regular income. In general, people pay for routine purchases and house payments/rent out of their regular income, and pay for extras, such as furniture and for some even cars, out of savings.

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Q: What is the best way to save money to rent an apartment when you're 18 if you're only 14 now?
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