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What protects the landlord against financial losses in case the renter damages the dwelling or fails to pay rent?
Wiki User
∙ 13y ago
Security deposit protects agains damage. Not much really protects the landlord against failure to pay rent, except maybe a last-month-rent deposit. Whenever a tenant falls behind on rent, the landlord should move quickly to start the eviction process. They can always slow down later.
Wiki User
∙ 13y ago
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How do you complain against apartment landlord?
This depends on the complaint you have against him, whether the Landlord has a boss, and if the landlord takes Section 8 or owns a complex that is under a federal loan or tax credit. If the landlord is an individual landlord he is subject to code rules of the municipality of the rental unit. If the complaint is about discriminatory issues you can complain to HUD. If he takes Section 8 you can complain to your Section 8 specialist.
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If it's not in your current lease agreement then there is no way he can force you to buy it. But when your lease comes up for renewal he can insist you get it or just not renew your lease if you refuse. Most complexes now require that tenants purchase renters insurance. It protects both the tenant and their property as well as the landlord against damages to his property by a tenant. This has become common practice these days with leases both personal and commercial. Most likely someone in your complex has tried to bring a claim against the apartments for some personal property loss, or, They trashed the apartment they rented leaving a big repair bill for your landlord, so your landlord is just avoiding future problems and expenses by conforming to current industry practices and requiring that everyone get insured.
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