Send a letter to the credit card company. Include all the pertinent information about account numbers and addresses. A copy of your letter of authorization from the court should also be included. The credit card company will then file a claim against the estate for any balance owed.
Get StartedThe Request to Cancel Credit Card is used to request the cancellation of a credit card. It may be a cancellation request for your credit card or you may be making the request on behalf of someone else, for example, on behalf of a card holder who has died.
No, it could be considered fraud. In most cases the credit card company will close the account as soon as they discover the death. They often check the SSN register against recent deaths. It isn't a good idea.
"American Express has not died down in the credit card market. They have become more flexible in their credir card offers, especially repayment schedules during our current recession."
I believe only if you signed on the dotted line, most times the owner of the card has it in their name, and they send out those things to add someone to use your account, i believe if the bill is in your fathers name, you are not liable. If someone dies i don't believe any family member has to pay it, unless they signed something, just tell the credit card people they died, don't let them scare you into paying it!!!!!!!!
AnswerNo, you need to send a copy of the death certificate to the credit card company. You are not responsible for your father's debt.
I would consult an attorney if I were you.
Notify: law enforcement - your credit card issuers - the credit bureaus - and the Social Security Administration. Obviously someone is attempting to steal (or has already stolen) your son's identification which might possibly also expose YOU to some liability as well.
I live in California, and my grandmother passed away and I contacted the credit card companies, told them she died, sent a death certificate, and they took care of the debt.
Would i have to pay for my spouse's credit bills in the state of Michigan if he died
Unless you have some stake in the company, you have no liability on any credit card transactions. Unless you continued to use the card after the owner's death. That COULD be a criminal act.
Not sure what the procedure is for all credit card companies, but as long as you are not in charge of the deceased's estate, and your name is not on the credit card account, then you are not responsible. However, you are supposed to call the credit card company and report their death. Any charges incurred after the date of the deceased's death, you are responsible for -- as an authorized user. If you wish to assume the credit card account, you must send the company a copy of your documents naming you as the 'executor of the estate'. This was the case in my mother's recent departure.
Juan Cancel Ríos died on 1992-08-26.