Please I need help, I had bank accounts and two of the banks are closed I need to get the statement from my account, you see my husband left home many times, and while away he took money out of my accounts without my knowledge, I am very devastated, not only he is a cheater but also a thief...please help me
Yes. The bank (or building society) MUST retain copies of all transactions - by law. Even if the account has been closed, there will still be an audit trail for the transactions.
We usually don't need to keep statements from a closed bank account because, once an account is closed, no transactions can be done on it. So even if someone wants to impersonate you, they cannot use the account that you just closed. But it is always a good habit to keep atleast one or two statements of the account that you just closed in order to utilize for future reference purposes for yourself.
Contact the bank directly for assistance retrieving copies of your bank account statement.
It will depend on the country and bank, but many countries require banks to maintain financial information for many years, even if accounts are closed. Most often these statements can be acquired, often at a fee. If they do not offer such a service, it might require a court order of sorts to acquire this information about a closed account you used to own.
If it was your account or you're properly authorized in some other way (for example, if you're the executor of the estate of the owner), you may be able to get them from Wells Fargo. At least, that would be the place to start.
Yes, provided you are the owner or the duly appointed fiduciary of an estate. There may be cost involved.
Never. A Closed account is one in which there can be no banking activity or transactions and hence banks cannot and will not send any statements to the customers who hold those closed accounts. So there is no timeline available as to when it will be sent.
You cannot access a closed bank account. Only the bank and the law enforcement authorities of a country have access to closed bank accounts.
No, the account is closed.
No. Once a bank account is closed, the account number remains unused by the bank for seven or more years (it varies by individual bank). You may reopen a new account with the same bank, provided the first account was not closed by the bank for improprieties perpetrated by you.
You can find your bank statements by logging into your online banking account, visiting your bank's website, or contacting your bank directly to request a copy of your statements.
To obtain your bank statements, you can typically access them online through your bank's website or mobile app. You can also request physical copies from your bank by visiting a branch or contacting customer service.