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Sylvia, sad to say, but, it wont hurt YOUR credit if its in HIS name. You should consider HIS credit and how it will affect him. The lender will get a judgment and will collect from your brother. He could find his wages being garnished when he least expects it. IOt would be better for his credit to help you get caught up so you both win. You get a car you can afford and he still has good credit. Good Luck

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