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The author's viewpoint in "Sidestepping Student Debt" is that avoiding large amounts of student debt is possible by making strategic decisions, such as attending a community college before transferring to a four-year institution or applying for scholarships and grants. The article emphasizes the importance of being proactive and researching alternative ways to fund education in order to minimize debt burdens.
What else can I help you with?
What has the author S J Bellenger written?
S. J. Bellenger has written: 'Degrees for debt. Is the burden of student funding moving too far from state to student?'
What would be the best thing for a college student in credit card debt to do?
The best thing for a college student in credit card debt to do is to contact a debt consolidation company to help workout a payment plan that the student can afford.
Student loan debt for a college graduate?
Is this a question? Are you asking the average amount? Some but not all have student loan debt after graduation.
Is student loan debt consolidation something that will save money in the long run?
Student loan debt consolidation is a way to consolidate student loan debt to the point that money is put in a synthetic grace period to prevent interest.
Can you use your Stafford student loan to pay off debt?
No, you cannot use a Stafford student loan to pay off personal debt. The only debt that should be paid off with an educational Stafford loan is your college debt.
What is the average debt of a student loan?
Not sure of average individual student loan, but the average student with student loans has $28,000.
Settle a student loan for less?
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How can student debt be paid off?
"Student debt can be paid off in many ways. Once the student is out of school, they can pay off the entire debt at once or they can consolidate and start making payments. If they go into education, some of their loans will be forgiven if they work in ""at risk"" schools and school districts."
What is the recommended debt-to-income ratio for individuals with student loans?
The recommended debt-to-income ratio for individuals with student loans is typically around 10-15. This means that your total monthly debt payments, including student loans, should not exceed 10-15 of your monthly income.
Can someone with bad credit get student loans?
Student loans are decided upon the income of the student and their parents and also the college course for which they are applying. Debt is not normally considered so even someone with bad debt would possibly be able to get a student loan.
Is student loan a spousal debt after divorce?
If the debt was acquired during the divorce is could be taking into consideration.
Can a student loan be considered a unsecured debt?
A student loan is an unsecured debt. To be secured, there needs to be something, generally phyisical (but not always), that can be taken (repossessed), and sold to satisfy the debt if it isn't paid. Kinda' hard to take back an education!
