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yes, there are different situations but yes you can. if you are the sole owner than you can now you may find yourself in a legal battle behind a mechanic lien. Also if the company who placed the lien is in possession your best bet would be to go to your local court house in find out what your rights our. the vehicle is still yours, but weather or not your able to repossession. while in there possession, and if your reliable for the money owed is the question.

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14y ago

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If you live in the state of Georgia and there is a lien against your vehicle but no money is owed can they repossess the vehicle?

A lien means that money is owed on your vehicle. If there is no more money owed, then there is no longer a lien, and the vehicle cannot be repossessed.


Can you legally repossess your car with a lien on the title?

That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.


Can a mechanic repo?

Some mechanics may work as repossessors, but they can only repossess when contracted to do so by the entity which holds the lien to that vehicle. What you're probably thinking of is a mechanic's lien, which is a lien placed against that vehicle due to a delinquency in payment for work performed.


Who owns the vehicle you or the lien holder?

Well, you own the vehicle subject to the lien. You cannot sell or refinance the vehicle until the lien holder is paid. If you don't pay the lien, the lien holder can repossess the vehicle. So you own it subject to your paying the loan.


Who can repossess your car?

An Authorized Recovery agent working on behalf of the lien holder can repossess the vehicle from the lessee. It is Illegal in the state of Indiana for someone who works for/ at the car lot or for the lien holder to repossess a vehicle under the car lot/ lien holder's company name. The duty of repossessing a car must be hired out to a recovery agency.


Can a car be repossessed if only the rims are financed?

Yes, in some states. The shop can file a lien against the vehicle, as the rims are now part of the vehicle. Some states only allow them to repossess the rims.


Is there a time limit in which a car can be repossessed?

As long as there is a lien on the vehicle the lienholder has the right to repossess the property


Does the lien holder have the right to repossess your car if you left on a handshake and you had no contract and it was a private lender?

Yes. If the lien is valid, a written contract is not necessary and the holder can legally repossess the vehicle in conjunction with the existing laws of the state in which the vehicle is located or in some cases where it was sold.


Can a individual seller repossess his vehicle?

If they had the foresight to put a lien on the vehicle prior to the sale, yes. Otherwise, they'll be in for a lengthy court battle.


Can you renew registration for a paid vehicle that has a lien on it?

No... a vehicle which has a lien against it isn't paid off.


Does a collection agency need a court order to repossess a vehicle - hospital bills?

The collection agency cannot reposses the vehicle unless they are the lien holder. If they are, they do not need an order of replevin to seize the vehicle unless they live in one of the few states that require such. If the collector does not hold the lien on the vehicle they will be required to file suit against the debtor, receive a judgment and execute said judgment as a forced sale or a lien of/on the judgment debtor's vehicle.


Can a bank take a car that some else as a lien on?

Yes, the bank has the right to repossess the vehicle if you are in arrears on payments.