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Do you have to get your car inspected in the state of Florida when changing from one insurance company to another?
Normally, the new insurer will want to photograph the car, especially if you are buying collision and comprehensive coverage. Since these are physical damage coverages, the insurer will want to ensure that there is no preexisting physical damage at the inception of the policy.
What else can I help you with?
Whose auto insurance will cover you if driving another person's car in the state of Florida?
The insurance will not stand if some one else was driving the car, in Florida.
If your drivers license is suspended in Florida for lapsed insurance can you get a licence in another state?
No
How long do you have to switch insurance after buying another car in Florida?
Talk to your agent to be sure
Whose auto insurance will cover you if driving another persons car in Florida?
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.
What is a domestic insurance company?
A domestic insurance company is one that was first licensed (received its Certificate of Authority) in the state in question. That is, if the insurer were formed in Florida, according to the then-existing Insurance Code of Florida, it would be a Florida domestic insurer. It could then become authorized to transact business in other states provided that it also complied with the Insurance Codes of the other states. An alien insurer is one that has been formed in another country.
Can you have your vehicle inspected in another state and receive your north carolina sticker?
No
Can an insurance agent split fees with an attorney who is also an insurance agent and is not practicing law with the client?
Law is different from state to state. In Florida you can share commissions with anyone who has an insurance license. Or if you charge a fee for insurance services (fee in lieu of commission), you can share the fee with another licensed person.
Can you get full coverage auto insurance for a totaled car?
Has the vehicle been repaired and inspected and title cleaned up? If so no problem, if not I suppose you can if the company you are requesting ins. from doesn't do their homework. But I promise you should you have another loss, this will resurface.
Where can you get a quote for home insurance in Florida?
All of the major insurane companies offer home insurance in each state. You can contact the company you already have insurance with to see if they offer homeowners inusurance as well. Another option is to look in the yellowpages and find the names of insurance companies that are smaller or will have local offices you can contact.
Is there a time your not covered when changing insurance company from one to another?
Generally the best thing to do is to secure the new insurance, and then present the documentation of the new insurance to the old insurer so that they can cancel that policy as of the effective date of the new insurance. Your new insurance company may take care of this notification for you. This sequence will avoid any gaps in your coverage.
Where can one find car insurance in Florida?
Car insurance quotes can often be obtained for free on the official websites of car insurance companies. One should get in contact with major companies such as Geico and Progressive to determine which service is right for one's needs.
Understanding Florida PIP Insurance Requirements?
The state of Florida requires all drivers to maintain personal injury protection (PIP) and property damage liability (PDL) insurance coverage. Florida PIP coverage, also called Florida No Fault Insurance, pays for damage to your vehicle in the case of an accident, regardless of who is at fault.Understanding Personal Injury Protection in FloridaThe minimum amount of PIP insurance required for drivers in Florida is $10,000. The amount of coverage provided in the case of an accident is determined by the limits of your policy. PIP can also cover additional passengers in your vehicle, including your child, members of your household and other passengers who do not have PIP insurance. If a person riding in your car carries their own PIP insurance policy, their policy is responsible for paying for their injuries. Florida PIP insurance also covers your child if an injury occurs while riding on a school bus. You are also protected if injured while riding as a passenger in another person's vehicle. Florida drivers must maintain continual PIP insurance coverage while owning a motor vehicle in the state.Failing to Maintain Insurance Coverage in FloridaIf you fail to maintain the minimum amount of PIP insurance coverage required in the state of Florida, state law authorizes the Department of Highway Safety and Motor Vehicles to suspend your driver's license. State law also authorizes the department to suspend your vehicle registration for up to three years or until you obtain the required insurance coverage and provide proof. If your driver's license or vehicle registration is suspended, you must pay a fee of $150 to $500. To avoid a driver's suspension in the state of Florida, you must voluntarily surrender your vehicle's license plate and registration before canceling your insurance policy.Other Types of Insurance CoverageState law also require Florida motorists to maintain a minimum of $10,000 in property damage liability coverage. This type of coverage pays for the damage you cause to another person's property, in the case of an accident. Another type of insurance coverage includes bodily injury liability insurance (BIL), which pays for serious injury or death of another person when you are found at fault. If the injured party sues you in a court of law, BIL can also provide you with legal representation.
