Yes, you need to tell them about anything that could affect the granting of insurance. if you don't and they find out, they could decline your claim or cancel your insurance. It's called material non disclosure. If in doubt tell them.
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Most insurance claims do not require police reports. Some states require it for hit and run claims.
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
Depends on the kind of insurance you have. There are two types of insurance - mutual and standard. Mutual is a kind where your premium changes based on your claims. Tickets and other minor violations doesnt affect it much. On the other hand if you have a standard insurance, the premium might change for every violation reported as well as any claims.
The theft should be reported as soon as the theft is discovered. Otherwise late reports may be questioned by insurance companies or by the police in any future actions or claims relating to the theft.
An insurance adjuster investigates insurance claims that are filed. They may accomplish this by interviewing the claimant and witnesses, talking to police, and inspecting the property damage.
One can make an insurance claim by calling their insurance company. If a car accident is the reason one needs to make a claim a police report must first be made. Other insurance claims can often be filed at the insurance companies website.
This insurance provides coverage for individuals who are in occupations that deal with the public ie lawyers, police, architects, contractors, etc. The insurance helps protect them from lawsuits and other claims of negligence or other claims pertaining to liability.
Police never do clerical work to file claims for the public. They are to protect! :)
can someone sue a person that was in an accident with no police report an the insurance company did not come to take pics of my car .Only there policy's holder car ,who sue's for the money if the insurer had motorist with no insurance policy?
Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you reported the accident to the insurance company or they reported it. If you did not, and they did not, and there was no police report(for example you did some kind of direct negotiation or something) only then is there no way they are going to find out.
Extortion is illegal an should be reported to the District Attorney or Police in your area.