It is advisable to let the new insurance company know everything when switching companies. They have ways of checking to see if you have had any claims on your own policy.
Yes, insurance companies may report vehicle information to Carfax, such as accidents, damage, and other relevant details.
Auto insurance companies do not chrge you on the status of your credit report. They only look at your driving history.
It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.
Most insurance companies want a police crime report number before a settlement is reached.
A person can find information about the best automobile insurance companies by going to Consumer Report, Yelp, Insurance Directory, and Insurance Hotline.
No, life insurance companies do not report HIV status findings to public health departments but will report their findings to whom you authorized them to when you signed the medical information release form.
Information in a credit report comes from banks, mortgage lenders,credit unions, credit card companies, insurance companies, landlords, department stores and employers.
No, the police never notify insurance companies of accidents or tickets. It is the responsibility of the insured party to notify their insurance company.
Police departments do not report tickets to insurance companies. That's true. But they DO report them to the DMV and the insurance companies have access to these records. If you don't believe me, just ask your agent when you got your last ticket.
Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.
The M.I.B. (Medical Information Bureau) is a database where all insurers report the records found during the application underwriting for their clients. That's where they find information reported by other insurance companies as well.
An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.