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No, cosigners don't have to be on the title. The loan and the ownership of the vehicle are under two completely different agencies.

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15y ago

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Related Questions

Can a cosigner on a vehicle register a vehicle if they are not on the title?

No, a cosigner cannot register a vehicle if they are not listed on the title. The title typically indicates ownership, and only individuals named on the title have the authority to register the vehicle. The cosigner's role is to guarantee the loan, not to confer ownership rights. Therefore, the person whose name is on the title must complete the registration process.


Can a cosigner in California take possession of a vehicle if the primary borrower is not making the payments in Georgia?

Only if the cosigner is also named on the vehicle title.


If the cosigner is on the title can they take vehicle if person is not making the payments?

Yes..... I did


Can the cosigner demand that the car remain in the same state where he or she resides?

No, a cosigner does not have any legal rights to the vehicle, but does have the legal obligation to repay the debt if the primary borrower defaults on the contract. An exception could be if the cosigner is also named on the title to the vehicle, and if so, how the title is worded.


Does the cosigner on your vehicle need to sign the title for you to sell your vehicle?

The co-signer will usually only have to sign if they are listed on the title as a co-owner.


After the vehicle title has been issued can the bank request a change of title and have the cosigner added.?

In most states, yes, the lender is actually the 'owner' until the loan is paid off and can require that the cosigner be on the title.


What rights does a cosigner have to gain possession of the vehicle if his name is on the title?

It depends on the laws of the state where the vehicle is titled and the wording of the title itself.


Can a cosigner take away your car even though payments are not delinquent?

No. Unless the cosigner is also a title holder they have no legal rights to the vehicle.


What rights does a cosigner have to gain possession of the vehicle if his name is on the title in Pennsylvania?

It depends on what the title says. The title can say "The owner of the vehicle is Name 1 or Name 2." If the title says this then the cosigner has limited rights to get the car. Whoever has the vehicle can sell the car without the cosigners signature. Now if the cosigner has the car, the cosigner can sell the car without the main owners signature. If the title states Name 1 and Name 2, then you have same rights as the main owner of the car. This means if Name 1 trys to sell it, they can't sell it without your signature.


Does a cosigner have the right to take possession of the car when the primary borrower has made all the payments and has not defaulted on the loan?

No, a cosigner has no legal rights to a vehicle unless his or her name appears on the vehicle title.


Can a cosigner take possession of a car if the primary signer is not paying the payments?

Yes. I believe the loaner will contact you with a past due amount, or send you a bill. If this hasn't happened yet, contact the loaner and tell them you want possesion if the car is not being paid for by the buyer. * No. A cosigner has no legal right to a vehicle unless his or her name appears on the title. The cosigner will have to make the payments to keep the vehicle from being reposssesed or have the vehicle refinanced in his or her name with the primary borrower being released from the current agreement, this can only be done if the lender agrees.


Can a co-owner take a car from the co-signer?

A cosigner has no legal rights to a vehicle unless his or her name is on the title. If the cosigner's name appears on the vehicle title then he or she is also a co-owner of said vehicle and any dispute in possession and ownership may need to be decided through legal procedures.