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If the seller or person who wants to give you the car doesn't have the title they don't own the car legally, cannot transfer title to you and you won't be able to register it as the new owner. The person in possession of the vehicle must request a new certificate from the state department of motor vehicles by whatever procedure is used in your jurisdiction. You should not take possession of the vehicle until a new certificate of title is obtained by the person in possession and then signed over to you.

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11y ago

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How does title insurance affect the seller who had no title insurance?

A seller with no title insurance:If a person has offered their property for sale and accepted an offer to purchase generally the intelligent buyer's attorney will have the title to the property examined by a professional title examiner. If the title exam reveals a defect in the title and the seller was not covered by a title insurance policy then the seller must pay to have the defect resolved. Title defects can be very costly to resolve.Generally, if the seller chooses not to have the defect resolved the buyer can back out of the sale and get their deposit back. However, the seller has been put on notice regarding the defect.The new owner's title insurance:The new title insurance does NOT affect the seller in any way. Coverage is given only to the new owner under the Owner's Policy. If the seller cannot clear the defects and the buyer still wants to purchase the property, the issuing Title Agency has the option of insuring the title, but excepting the defects from coverage to the new owner. Thereby, the risk is assumed by the buyer, not by the Title Agency.


What is a seller's affidavit of title?

A statement, under oath, that the property being conveyed free of defects or encumbrances since the date of issue of title insurance commitment, or in other words, since the seller's acquisition of the property. A seller's affidavit of title does not substitute for a full title examination and doesn't mean that you shouldn't buy an owner's title policy.


What do you do if you buy a car and find that the seller was not the current owner?

Sounds to me like you possibly have a stolen car. Anytime you purchase a used car make sure the title and registration belong to the seller and ask for ID. Better yet, before you buy the car, take the title number and call the DMV to find out who the correct owner is and if the title is clean. Hopefully, you can track the seller down. Good luck!


Can you change a title with someone elses name on it?

A title cannot be changed without the owner of the vehicle signing off on the seller line. A title can be transferred and a vehicle registered by a person other than the registered owner in most states.


Can you sell a car without owner present?

Yes. But, seller must sign back of title and DMV docs. Buyer takes risk, even with clear title, without witness to actual seller signing papers.


What can you do if you bought a car but the seller was not the vehicle's owner and now you have to do the title transfer but you don't have the former owner's information?

It sounds like you bought a stolen car. You cannot register a Title if you do not have a Title signed over to you with the Registered Owner's signature. If this is your situation, you can take the SELLER to small claims court to return your money. But, in the meantime, take the car to the police to see if it is stolen. If it is and you're caught driving / in possession of it, YOU can be charged.


What if i got a motorcycle but the seller nevr sent me the title?

If you get a motorcycle but the seller never sends you the title, you should contact the seller. If the seller still does not give you the title, you should take the seller to court. The seller is obligated to provide you with a valid title so that you can register the car.


What is an open title used car?

An open title on a used car is when the title of the car is signed by the seller and handed over to an individual. This means the title is free from the previous owner, but not officially signed over to anyone specific.


Where does the seller sign on a car title?

The seller typically signs on the back of the car title in the designated "seller" or "transferor" section.


You bought a car but the guy you bought it from does not have the title how do you get your title?

Lost Vehicle TitleGenerally you can apply for a lost title through your state Department of Motor Vehciels or Department of Licensing. It may make it easier if the previous owner goes with you (assuming he is the registered owner). States normally require that a previous owner notify them that a vehicle has been sold. In addition: You will have to submit an application for a lost title/damaged title. I believe only the registered owner of the vehicle from when it was title originally can obtain a replacement.In Ca the lost/not received/transfer form is available at DMV thiis is used for sale on auto where seller still has the title and never transfereed to themselves yet so has no "title" so you include additional title (form is a blank need to fill out all info on vehicle , seller, and buyer turn in with the other title(the one your seller never turned in for themselves, or you can use the lost/not received/transfer form if the other has been lost


If seller produces repo title can he possess car?

if you can find an officer who agrees that repo title does indeed suffice. but many officers feel it is a civil matter. but, yet....if you have in hand a title with your name on it, as owner and seller of vehicle....its yours. good luck in finding officers who agree. some do, some dont


Can you register a car if you received the bill of sale but not the title?

Generally, you must have the title, signed by the seller/owner, and a bill of sale in order to register the vehicle in your name. The sale isn't valid unless the buyer receives both. If the seller does not turn over the title, the buyer cannot register the car and has no proof that the seller owned the vehicle. If you have questions contact the Department of Motor Vehicles in your jurisdiction.