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Once you sign the papers, it is yours as soon as you drive it off the lot. You cannot return it and you cannot simply give it to the bank and get out of the loan - that is called voluntary repossession and it will hurt your credit. Sorry, there is no good news for you. The only thing you can do is sell the car for what you owe to another person or beg the car dealership to buy it back. Once you sign the papers, it is yours as soon as you drive it off the lot. You cannot return it and you cannot simply give it to the bank and get out of the loan - that is called voluntary repossession and it will hurt your credit. Sorry, there is no good news for you. The only thing you can do is sell the car for what you owe to another person or beg the car dealership to buy it back.

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19y ago

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