Go to the DMV (Department of Motor Vehicles) and have them run a lien check on the vehicle.
WHAT DO YOU MEAN; BANK LIEN OR MECHANICS LIEN?
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To find out if your vehicle has a lien, you can check the title or contact the lender who provided the loan for the vehicle. A lien indicates that there is a financial interest in the vehicle by a lender until the loan is fully paid off.
Does this vehicle have a Lien on it?
If the vehicle has a lien, the title shouldn't be lost, the lienholder should have it. Once the vehicle is paid in full, they will mail you the title.
You can't. If a vehicle has a lien on it the lien holder is the owner of record of the vehicle.
To find the lien holder of a vehicle, the registered owner of the vehicle will have to apply for a duplicate title. The VIN will be necessary to obtain the duplicate title. The lien holder will be listed on the duplicate title.
If you have a lien on your vehicle, you can sell it for any amount. The vehicle is still subject to the lien which means that the purchaser can lose the vehicle if the lien holder collects on it.
If you accept a vehicle title that has a lien placed on it you become responsible for settling that lien
Well, you own the vehicle subject to the lien. You cannot sell or refinance the vehicle until the lien holder is paid. If you don't pay the lien, the lien holder can repossess the vehicle. So you own it subject to your paying the loan.
it would be listed on the title
Either pay off the lien and then sell the vehicle, or sell the vehicle and use the money to pay off the lien.
A person or a company that puts a lien on a vehicle is a "lien holder" that is on the title. It is not recognized as ownership.