The name of the lien holder for your car should be listed on the title. If the lien holder was not listed on the title, it would be quite easy to sell your car without paying off the lien. A charge off means the person holding the loan considers you to be a deadbeat. It is put on your account when you are more than six months behind on your payments. The charge off does not mean you do not need to pay off the loan. It means you have ruined your credit. If it happened because the lien holder changed addresses without informing you and you tried to make your payments, then you need to get caught up and have him pull that bad report. He made the mistake and he can correct it or you will take it to court. If you did not pay up, take your medicine and start getting caught up to get your credit back.
A great place to start is your credit report. It will generally list all credit accounts you have had - even if they have been closed - along with the name and address of the account holder.
To find out if Expedia has charged your credit card for the booking, you can check your credit card statement online or contact Expedia's customer service for confirmation.
ONLY the card-holder can legitimately access that information. A person's credit limit is nobody-else's business !
No, the lost credit card has not been found.
Ask your bank OR The credit reporting service you use OR The person that holds the item that has the lien on it OR If you know the name, call them.
Search and select the cardholder account, and then click the Authorizations Limits link
That means you agree to be completely responsible for paying the balance of the account if the primary card holder defaults on the payments. You may not know if the primary card holder is not paying the monthly bill and your credit record will be affected if the payments are late.You should be very careful about co-signing for a credit card and make absolutely sure you understand your liability if the charges are not paid.
The most obvious way would be to check the statements for usage. And all credit cards should be notified as soon as possible of the death of the holder and the accounts cancelled.
When a company, or members of a company, have a company credit card they are being extended a business credit line. This means that all expenses they pay that are related to the company are charged directly to the company on this credit line. You can go to local banks and their official websites to find out more. You can also go to credit card companies websites such as Chase.
The best option would be to contact the issuer of the card and ask if you are a joint account holder. If you are not on the account, they will not give you any information. If you are an authorized user/second card holder you are not responsible for the repayment of the account. The exception might be pertainint to laws that governing marital accounts in community property states.
Until they find it. If it is charged off on your credit report then the creditor sold the note to a collection agency who will hire a repo-man to track down the car so they can recover it and sell it to make the money back that they paid to creditor for it.
Ask for a credit check through a credit reference agency. A credit check on your personal details will reveal every card registered to you.