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What else can I help you with?
Is towing coverage provided on my auto insurance policy?
Some auto insurance policies do provide towing coverage. It is listed in your policy whether the coverage is provided or not.
Is trailer frame and structeral damage included in physical damage insurance coverage?
Only if the trailer is listed on the policy with comprehensive or collision coverage. Many people do not list their trailers on their auto policy because the liability transfers from the pulling vehicle. The physical damage coverage does not.
What is certificate of insurance?
A Certificate of Insurance is a document issued from an insurance company that they use to determine the existence of insurance coverage under certain conditions granted to listed individuals. The effective date of the policy is listed on this document as well as the type of insurance coverage that was purchased.
How can I verify if a contractor lied about their insurance coverage?
To verify if a contractor lied about their insurance coverage, you can request to see their insurance certificate directly from the insurance provider listed on the certificate. You can also contact the insurance provider to confirm the contractor's coverage and ensure it is valid and up to date.
Do you have to be listed on your parents insurance coverage to be coverd by there insurance?
You have to be either named or you have to fit the definition of a named insured on the policy.
If a flooded street caused engine damage will your insurance cover the damage?
If you have comprehensive coverage it will be covered. 'Flood' is a named peril listed in all auto policy contracts and most likely will be covered without a deductible.
Who's auto insurance company will cover car damage if you hit a deer while driving another person's car?
In the US the insurance follows the vehicle, therefore the owners auto insurance will cover the damage as long as they have comprehensive (Other than collision) coverage. If they don't have coverage it comes out of someone's pocket. Another note is that insurance companies don't like it when you loan your vehicle to people not listed on the policy as a driver.
Do you have to live with your parents in order to use their insurance coverage in an accident?
You do not have to live with them as long as you are listed on the policy.
Does full coverage insurance cover unlicensed driver?
Not necessarily. Full coverage does not describe who is covered, but what is covered. In fact, full coverage is not an industry standard term. Most people that use that term, mean that they are carrying comprehensive and collision coverage. Those are the coverages that repair your vehicle after an accident. Every insurer is different in terms of who must be listed on your policy to be covered. Please check with you agent to be certain how your policy works. Source: Insurance Agent 8 years.
If a Father has motorcycle insurance on his motorcycle and his 19 year old son is not listed on the policy and drives the motorcycle would there be coverage if the son has an accident?
No, there will not be any coverage for the son as he was not listed on the policy and not paid the premium.(The coverage is for accidental damages to the driver). Bhanu
If you live with a roommate and don't have a car do you need to be listed on your roommates insurance or do you have to have some kind of insurance of your own?
some insurances allow coverage of an additional driver with coverage but you have to ask the agent to include this in the policy.
Who provides Home foundation insurance?
Your homeowners insurance does. Keep in mind they don't provide coverage for maintenance. Only the perils that are listed in your policy booklet.
