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I've heard that many banks will hold title for up to 30 days until checks and/or credit cards clear. Apparently, Credit Cards can be disputed up to 30-90 days, so they get nervous about taking credit cards for payment and having you come back and challenge the charge. If you pay off in cash or cashiers checks, they are supposed to release the title quickly (5 working days I think).
What else can I help you with?
Is North Carolina a lien theory or title theory state?
Title theory, bank will hold the title to property as long as their is a mortgage
Is North Carolina a title theory state?
Yes, Tennessee is a title theory state. See www.title.grabois.com.
Can you file bankruptcy on a car title loan?
Sure, then the bank will come back and get the vehicle and send it to the auto auction to get as much of their money as they can. Bankruptcy only applies to unsecured loans. The vehicle loan is secured by the title of the vehicle. If you don't pay, see how long it takes the bank to inform you that the vehicle is now theirs.
How long does it take to get title for RV after paying bank what is owed in NJ?
In New Jersey, after paying off the loan on your RV, it typically takes about 4 to 6 weeks to receive the title from the bank once they process the payment and release the lien. You may need to request the title directly from the bank, as they hold it until the loan is fully paid. Make sure to confirm with your bank for any specific timelines or additional steps required.
Can you open another bank account if your business account has a hold on it?
As long as the bank that has the hold hasn't reported you to chex systems.
When a bank repossess someones car?
As long as the bank is listed as the lienholder on the title and as long as you owe them money and haven't paid they can repossess the car.
How long can a buy here pay here dealer hold your car after repo?
A car dealer can hold a repo as long as he is the lien holder on the title.
What can i do if the bank rescinds the auto loan but the car is already registered to me?
Accept it. So long as you owe the bank money on that car, the bank owns it, and has a right to reclaim it.
Will the bank give an auto loan on a 1960's car?
as long as you have good credit a bank should give you a loan no matter what it is for.
When can a bank repossess someones car?
When the owner defaults on the loan payments
Can you get a title loan with out bank account?
yes Yes, as long as you have a job and can provide monthly pay stubs.
Can a cosginer for a car loan be left off the title?
Some banks allow it as long as there is a notice to cosigner form from the bank signed. It states that even though your name isn't on the title you can still be responsible for the bank note.
