Go to a reputable dealer. You will get a better car. And make sure you test drive it. If you are unsure if it is a good car, don't buy it until you have it checked by someone who knows what to look for. As far as insurance, that is up to you. If you are making payments, you have to have full coverage. If you are going to pay cash you can have whatever coverage you want. Talk to you insurance person and see how much the minimun is and how much the maximum is. I would suggest getting the maximum or something in the middle, if you can afford it. It will be worth it if you ever need to use it.
You should consider a comprehensive property insurance policy to cover your assets.
Someone should consider purchasing traveller insurance when they are planning on traveling and want to protect their possesions from the dangers of traveling.
It is suggested that a person should always have a open policy if only to cover funeral cost for an untimely death.
Respect
There are a number of companies that offer and provide cheap car insurance for a person under 21. Some companies one should consider include Progressive, Kanetix and Allstate.
When in between jobs, you should consider getting short-term health insurance coverage to ensure you have medical protection until you secure a new job with benefits.
You should consider the area you are living in, whether your home will be prone to much damage. You should consider the cost, whether or not you can afford this insurance and whether or not the home is something that is only a short stop or somewhere you truly want to stay.
If you are worried about paying for dementia treatments, you should consider getting medical insurance, which should cover about half or more/less of your bills. Medication can get costly, so you should definitely consider insurance.
When planning for college, you should consider:
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
You should consider getting contents insurance for your flat, which covers the belongings and personal items inside your home in case of theft, damage, or loss.
It is not necessary to respect a person BECAUSE he or she has a handicap. It is common grace and good manners to do so with everyone.