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If the leinholder agrees to give you relief, then I suppose yes. But when you borrow money from someone you have to pay them back, even if what you bought isn't worth what you owe! If you want to protect yourself when your car is totaled, you need to buy good insurance.

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15y ago

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Your car was totaled in an accident while parked the other driver is at fault you are upside down in your car loan so the payout goes to your lienholder How do you get another car who is liable?

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