No, you can only be liable for the loan. If the car was totaled and did not have insurance then you can be held responsible for the balance on the loan. Any accident or damages that occurred would be the responsibility of the driver/owner of the vehicle. All your signature did was say that you will pay the loan if the borrower fails to do so.
Yes, but bear in mind that a person (driver) is not automatically liable just because there was an accident There must be actual injury and or damages and the driver must be determined "At Fault" for the accident. Otherwise there is nothing for them to be liable for.
I am not familiar with California laws but... In 99% of cases, the person who rear-end's you is at fault. If the other person is at fault, they are liable for damages and medical injuries. The fact that you are not insured does not make the at fault driver not responsible for damages and injuries that he or she causes.
No. In this discussing this with another person we came to the conculsion that you are still liable for the damages. We did think that you could take them to small claims court to collect for damages since they were not suppose to be driving.
A victim is someone that has suffered from an accident. Whether the injuries were serious or minor, the person that did not cause the accident is often entitled to damages and funds for pain and suffering.
I'm not sure about Texas but in Indiana the owner of the horse is liable for all damages in the accident. In Indiana we have alot of horse accidents and depending on if it was just a horse running wild that got away from someones farm or if it was a horse and buggy accident. It doesn't matter always the owners responsibilty.
Fault in the accident will not be affected by the status of your drivers license. Therefore, the person who is at fault will be responsible for damages and his insurance will pay. You will, however be liable for the fine and ticket you will receive for driver without a license. The important point to remember is that if you had been at fault, you would be liable to pay for the repairs of the other persons car as well as for any medical expenses, loss of wages, and permanent injuries.
The person that is responsible for the accident.
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
Both the permissive use driver and the vehicle owner(s) are financially liable jointly and severally for all damages and injuries sustained in an "at fault" accident. Both can be sued. If you were driving and at fault. Then you are the person most directly responsible for causing the accident and you are financially liable. If the owner gave you permission to drive the vehicle, although he's not at fault, he is also financially liable because it's his car and he's the one who allowed you to drive the car. If you are not a covered driver under the terms and definitions of the owners policy then the insurance company will not pay for the accident. We should never borrow or loan out a vehicle without first verifying the driver will be covered under the policy.
Yes, damages are a common remedy at law. Damages typically involve the payment of money by the party found liable for losses or injuries suffered by another party. They aim to compensate the injured party for their losses and can be awarded in various types of legal cases, such as contract disputes and personal injury claims.
The person who opens the door in traffic, The reason why is when anyone exits their vehicle they should always look and be sure it is clear and safe to do so. If a person does open their door in traffic and causes an accident regardless of whether the door is damaged or not that person is liable for damages, injuries to property and people as a result of negligence.
When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.