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How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?

It goes on your record and your insurance rates get adjusted.


If someone get a speeding ticket while driving another person car will it affect your insurance in GA?

In Georgia, if you receive a speeding ticket while driving someone else's car, it could potentially affect your insurance rates. Typically, the ticket impacts your driving record, which may lead to increased premiums when your insurance company reviews your record. However, the car owner's insurance may also be affected if the ticket results in higher risk assessments. It's advisable for both drivers to consult their insurance providers for specific implications.


Will an improper crossing of railroad grade crossing ticket affect your insurance?

Yes, it will go in your driving record and hence Insurance companies will be seeing it.


Do you have to have your driving record to get car insurance?

No, they will ask you questions about your driving record, but they can get your record from the state you are applying in.


How long does a DUI stay on your driving record in West Virginia?

Driving record are permanent, They never go away. Fortunately, assessement of points will end after 10 years by your state and most insurance companies will only look at your driving record for the last 3 to 5 years, so after that it is unlikely to affect your insurance rates.


Who can be a dependent on a car insurance policy?

Anyone can be listed on your car insurance policy as long as they have a valid driver's license. You just have to remember if that person has a bad driving record it will affect your insurance.


If you get a speeding ticket while driving someone else's car and get a point count charged does it only affect your DMV record or does it affect the owner's insurance as well?

This would only affect the drivers DMV record. It would not impact the insurance or MVR of the owner of the vehicle. http://www.coloradosbestinsurance.com


Is my insurance and driving record affected if i have an at fault accident while driving a friend's car?

yes. it goes on your record and insurance companys look at you record from time to time


How many points driving on your driving record for driving without insurance?

I'm not sure, but driving without insurance is STUPID, and DANGEROUS!


How do you add a common-law spouse to your car insurance in Ontario?

That's simple. Just tell your insurance agent that they will be driving the car. However, know this. Your spouse's driving record will directly affect your insurance premiums regardless of whether or not they will EVER be driving your car. Not fair but completely legal in Ontario.


How will 5 points on a driving record for 60 in a 30 affect insurance rates for an 18 year old with Farmer's Mutual Auto Insurance in Tennessee?

woundn't write the insurance policy. Company Guidlines


Can your driving record be checked by your insurance company?

Yes. Plan on it.Answeryes, your driving record can be checked by your insurance company and other companies if you got in a car accident.....