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Can a cosigner who is a spouse refinance without the primary spouse?
Not if you are both on Title unless they forge your name.
If you bought a house and had it financed with a cosigner are they on the deed and if you are able to refinance yourself can you do it without them?
Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.
Can a cosigner be removed from a vehicle title before the signer declares bankruptcy?
Yes, they can be removed from the title although there isn't much point to the action if the vehicle is subject to BK seizure. However it is not possible to be removed from the loan agreement. The cosigner will likely be obligated to pay the outstanding debt.
How can you get a cosigner off of the title?
If the loan is paid off, the lender will give you a lien release. With that release in hand visit your local DMV to have the cosigner removed.
Can a judge order you to remove your soon to be ex-wife as a cosigner in divorce court if the title is in your name?
Yes. The judge can order the spouse who is keeping the vehicle to refinance it in their name only.
Is it easier for a person with poor credit to refinance their house with the help of a cosigner who has excellent credit?
It can be easier if you use their credit by putting them on title on the home and use there credit, however they will be responsible for the loan and be on title as at least a part owner. If you use another persons credit to do a refinance, the other person must in most title states be put on title and will be responible for the loan even if you both sign which you would have to do.
How soon can you have the cosigner removed from a mortgage?
As soon as you are able to refinance the mortgage in your own name. Some lenders (and I mean very few) will be able to remove a co-borrower by having you fill out a piece of paper (I forgot what it is called). So ask your current lender first. Keep in mind this will not remove them from Title...that can be done with a Quit Claim Deed at a Title Company.
Can the cosigner get her name off the loan or can she take the car if her name is not on the registration?
The only way to be relieved from cosigning obligations is for the primary borrower to refinance the vehicle. And no, if the person's name is not on the car title they have no ownership rights.
Can a cosigner have a primary title holder taken off the title?
If you go to the registration office with the primary and have them give consent to the cosigner
If a cosigner will not communicate with you can you have them removed from the vehicle title?
Is their name on the title? It sounds like your asking about a loan problem. That's between you and your bank. No, persons named cannot arbitrarily be removed from the title of a vehicle. The exact wording of the title detemines what action any person named on the title can take in regards to the selling, trading, partitioning, etc. of the vehicle.
How can one remove a cosigner from an equity loan if the cosigner is not on the first mortgage title?
The title has nothing to do with the loan. The loan will need to be refinanced using a different cosigner or only the primary borrowers.
Are there any companies that will refinance with only one person in the case of a divorce?
If your spouse is on the title and/or mortgage with you, then you may refinance in your name only and have them removed from title BUT only with their consent. They have to also be at the closing. Thanks Edward David American Home Loans 866-281-5363 Ext. 1020
