Absolutely
Criminal damage is damage done to public or private property by a person who is not its owner. A person convicted of causing criminal damage may be ordered by the judge to pay for the damage to be fixed. The cost of fixing criminal damage may also be covered by insurance.
You are not obligated to spend your auto insurance settlement claim check on a particular kind of repair. In fact, after payout, the auto insurance company has no legal ability to control or restrict how you spend your settlement money.
In the event of an accident you would take the car to a repair shop approved by your insurance company and then they would determine whether or not your car is worth fixing or to payout the "Kelly blue book" value of your vehicle.
Depends on your policy. If probably is if it's extremely serious vandalism, but you might be better off just fixing it out of pocket and not telling the insurance company depending on how much it would cost to fix (since the insurance company might raise your rates based on this incident).
By fixing the fault that has caused the light to come on. Simpels.
Refer to your home insurance policy. It depends on why the stained glass is broken. Your home insurance covers property damage from such things as Wind, Hail, Fire. Most likely the cost of fixing a broken glass is far below your insurance deductible.
As long as there is no lien against the old car, you can use the insurance settlement for anything you want. But you won't be able to get insurance on it until it is repaired.
Some Home Insurance Policies will cover resulting water damage from an accidental water discharge and some will not. You have to read your policy and see if you have coverage for water damage. You will also need to call a plumber for a service call first though.Basically you are looking for language in your policy that includes, "Accidental Water discharge". If you have it, then you are covered for resulting losses but the cause of the damage may not be covered. It just depends on what caused the damage.The company will generally require you repair the leak ( a maintenance issue ) before they will will pay to repair the resulting damage. There's just no point in repairing damage that will certainly happen again if the homeowner is not interested in fixing the leak.Not all policies are the same. You just need to contact your Insurance company or agent, describe the incident that led to the loss and ask if you have the coverage.
Here in Canada we have NO-Fault where each insurer is responsible for their own insured. In that case, the other party's carrier would repair the vehicle, and then subrogate on your company.
Fixing a car with insurance money depends on a few things. If you are at fault and file an insurance claim, it is likely your premiums will be higher for the next few years. The severity of the damage may determine your decision. If it is a small issue, or one that does not affect the performance of the vehicle, it may be one that you just decide to live with. Also, if your deductible is high or the cost of the repairs is low, it may not be cost effective to use insurance money. An older model may not be monetarily worth fixing if it is a small issue either.
Typically a break down cover company offers to come and retrieve your vehicle or if it can be fixed at the roadside fix it and get you on your way. However a car insurance policy only covers the financial cost of fixing the car.
Some Home Insurance Policies will cover resulting water damage from an accidental water discharge and some will not. You have to read your policy and see if you have coverage for water damage. You will also need to call a plumber for a service call first though.Basically you are looking for language in your policy that includes, "Accidental Water discharge". If you have it, then you are covered for resulting losses but the cause of the damage may not be covered. It just depends on what caused the damage.The company will generally require you repair the leak ( a maintenance issue ) before they will will pay to repair the resulting damage. There's just no point in repairing damage that will certainly happen again if the homeowner is not interested in fixing the leak.