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Secured debts such as vehicles are not dischargeable in BK. A reaffirmation agreement must be made with the lender or the debt must be paid before the title can be cleared. Because of the length of time that has passed it would be difficult for the lender to be successful in pursuing a lawsuit. However, the lender does not have to release the title until the money owed is paid or some type of agreement is reached.

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19y ago

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