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In the state of Washington, there is no law that says you have any specific time, in which to change your mind about a car deal. If you have signed the paperwork, you may have no choice to avoid it being considered a repo, even if you return in voluntarily. Many dealerships offer a 3 day "change your mind" policy, but this is not mandated by law, and even if they let you return it, they may require you choose another car. If you find a dealership that lets you lease or buy a car, then return it at any time without any obligation to buy or lease, YOU FOUND A REAL NICE CAR DEALERSHIP (Ever met a salesman that is happy when you return their meal ticket?)... However, recently dealerships have started offering a new insurance that many allow you to return the vehicle, or even make your monthly payments for 90 days if you cannot afford to. These deals vary, but most of them seem to require you to have lost your job involuntarily, and not for misconduct, before the benefits will become active.

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16y ago

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